Showing 100 results out of a total 100 credit cards

Showing {{ (creditCards | filter:filterCondition).length }} results out of a total {{ (creditCards).length }} credit cards.

Credit Card
Rating
Interest Rate
Balance Transfer
Annual Fee
Apply
Citibank Premier Miles Card

Points Fly with Premier Airlines

Great

8.2

3.5%
11.88%
12 months
₱5,000*
Apply Now
Citibank Cashback credit Card
Citibank Cashback Card

Best for Big Families Ultimate companion on Groceries.

Best

8.1

3.5%
11.88%
12 months
₱3,500*
Apply Now
Standard Chartered Cash Rewards

Your wallet's bestfriend

Good

8.0

3.5%
10.56%
12 months
₱2,750*
Apply Now
Security Bank Complete Cashback Card

Get cashback for your everyday expenses!

Good

8.0

3.5%
8%
12 months
₱3,000
Apply Now
Citibank Rewards Card

Rewards Card never looked sleek

Good

8.0

3.5%
11.88%
12 months
₱2,500
Apply Now
HSBC Platinum Card

4x Points on Dining & Shopping. FREE Annual Fee! The ultimate companion overseas.

Promo

7.4

2.75%
7.2%
12 months
Free*
Apply Now
Citibank Megaworld credit Card
Citibank Megaworld Card

Megaworld Perks at a Swipe

Good

7.4

3.5%
11.88%
12 months
₱2,000*
Apply Now
EastWest Bank Hyundai Card

Gas and Accessories Discounts for your Hyundai

Good

7.3

3.5%
8.4%
12 months
₱2,000
Apply Now
Citibank Platinum Visa credit card
Citibank Platinum Card

High credit limit for this card.

Good

7.2

3.5%
11.88%
12 months
₱5,000*
Apply Now
HSBC Red Card

Best Credit Card for Shopping! A shopper's must have card

Best

7.1

3.5%
7.2%
12 months
Free*
Apply Now
{{creditCard.imageAlt}}
{{ creditCard.productName }}

{{ creditCard.bestTitle }} {{creditCard.productSummary}}

{{ creditCard.getRating }}

{{ getTotalScore(creditCard) }}

{{ creditCard.interestRate }}%
{{ creditCard.balanceTransfer }}%
{{ creditCard.balanceTransferTerm }}
{{ creditCard.getAnnualFee() }}
Apply Now
Search for your ideal card
I spend most on
Monthly Income
Other Card Features
Select Banks
Share this page with your friend!
Rating from iMoney users

Excellent, it is useful, straight forward and very informative. Save me a lot of time. - Dahaman Ishak

Get the best financial deals in the Philippines

Want to keep up with the latest news on savings, loans and investments?
Sign up for iMoney’s newsletter now!

Not sure which card to choose?

Let us help you find the right credit card.

Frequently Asked Questions

What is a Credit Card?

A credit card is a payment card issued by a financial entity (i.e. the card issuer), which allows a card holder to purchase goods and services on credit.

How Do Credit Cards Work?

Credit cards work similarly to personal loans. When you make a payment using a credit card, you are essentially “borrowing” money from the card issuer. By the end of each month, you are expected to repay the amount you’ve “borrowed”. If you don’t pay it in full, you’ll be charged interest on the unpaid amount.

Different Categories Of Credit Cards Available In The Philippines

There are various types of credit cards, each with differing privileges and functions. In the Philippines, these are the major categories of credit cards you can consider:

  • Rewards points credit cards: These cards give you reward points for purchases made using your credit card. Reward points are redeemable for gifts, vouchers and other goodies as indicated in the issuer’s reward catalogue.
  • Low interest credit cards: These cards offer lower interest rates compared to conventional credit cards.
  • Travel miles credit cards: Travel miles credit cards give you mile points for selected purchases. Mile points are redeemable for travel-related privileges, such as air tickets and seats upgrades with participating airlines.
  • Petrol credit cards: These cards offer petrol-related benefits, such as cash rebates or extra reward points on fuel and spending at petrol kiosks.
  • Premium credit cards: Premium credit cards offer credit card promotions and privileges that focus on higher-end products and services, such as golfing, fine-dining and exclusive clubs.

  • You will find that the credit card comparison page lets you compare credit cards and help you find the best credit card by showcasing each credit card’s main features and benefits. You can even apply for a credit card online in just a few clicks!

    Credit Card Interest Rates In The Philippines

    In the Philippines, banks charge interest of around 3.5% per month, or 51.11% per year. Some card issuers may also have higher or lower interest rates depending on their operating policies.

    Minimum Monthly Repayments Of Credit Cards In The Philippines

    In the Philippines, credit card holders are generally required to make a minimum payment of 5% of the credit card bills on the due date every month. Failure to do so may result in penalties, which differ from bank to bank.

    Will I Go to Jail If I Don’t Pay My Credit Card Debt in the Philippines?

    Not paying credit card debt is not a criminal case under the Philippine Law. However, the creditor may file a civil case against you to collect the money. Also, be aware that banks share information with each other; you may find it difficult to apply for loans or other financial products with other banks once one of them tags you as a delinquent payer.

    Process and Documentation Needed To Apply For A Credit Card

    After you compare credit cards on our credit card comparison page, you can apply for a credit card online for FREE using iMoney’s online calculator. The documents needed for a credit card application differ from card issuer to card issuer, but commonly include:

    Identification: driver’s license, passport, company ID, etc
    Proof of income: income tax return, pay slips, certificate of employment

    Got a question about Credit Cards? Ask us in the comment box below.





    DMCA.com Protection Status