• Min. Monthly Income

    ₱10,000

  • Interest Rate

    3.25% /month

  • Annual Fee

    ₱1,200

Feature Highlights
  • Earn as much as 5x rewards points.
  • 0% installment plan.
Dining
6/10
Shopping
6/10
Groceries
5/10
Gas
5/10
Travel
5/10

Dining

  • Earn as much as 5x rewards points using the card at select dining establishments.

Shopping

  • Earn as much as 5x rewards points using the card at select shopping establishments.

Groceries

  • Earn 1 point for every ₱25 spent on groceries.

Gas

  • Earn 1 point for every ₱25 spent on gas.

Travel

  • Earn 1 point for every ₱25 spent on travel.

Other Features

  • Installment Plan
    • Avail of 0% installment offers at all participating merchants. Choose between the months of 3, 6,12, 18, 24 and 36 months.
  • Installment Convert
    • Low monthly interest rates and longer payment terms when converting to install big ticket purchases such as tuition fees and hospital bills.

Card Information

Annual fee ₱1,200
Min. monthly income ₱10,000
Min. age for principal holder

21 - 65 years old

Min. age for supplementary holder

18 years old and above

Fee for supplementary holder ₱600.00
Finance charges 3.25% per month
Must have postpaid account? No
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱300.00 for lost card and ₱200.00 for damaged card

Sales Slip Retrieval Fee

₱200.00 for local and ₱300.00 for international purchases

Late payment charge

5% of minimum amount due or ₱500 whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱100.00

Cash advance interest charge

3.25%

Cashback limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Philippines

We recommend that you also view similar options such as Union Bank Classic Card as well as Security Bank Classic MasterCard which have features that you could also be interested in.

There are also alternative Bank of Commerce Credit Cards that you can choose from if you find the options above not to your liking.