• Min. Monthly Income

    ₱100,000

  • Interest Rate

    2.95% /month

  • Annual Fee

    Free

Feature Highlights
  • Earn as much as 5x rewards points.
  • Dual currency billing
Dining
6/10
Shopping
6/10
Groceries
5/10
Gas
5/10
Travel
5/10

Dining

  • Earn as much as 5x rewards points using the card at select dining establishments.

Shopping

  • Earn as much as 5x rewards points using the card at select shopping establishments.

Groceries

  • Earn 1 point for every ₱25 spent on groceries.

Gas

  • Earn 1 point for every ₱25 spent on gas.

Travel

  • Earn 1 point for every ₱25 spent on travel.

Other Features

  • Installment Plan
    • Avail of 0% installment offers at all participating merchants. Choose between the months of 3, 6,12, 18, 24 and 36 months.
  • Installment Convert
    • Low monthly interest rates and longer payment terms when converting to install big ticket purchases such as tuition fees and hospital bills.
  • Dual Currency Billing
    • Enjoy convenience of having two separate billings for local and international purchases.

Card Information

Annual fee Free
Min. monthly income ₱100,000
Min. age for principal holder

21 - 65 years old

Min. age for supplementary holder

18 years old and above

Fee for supplementary holder N/A
Finance charges 2.95% per month
Must have postpaid account? No
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱300.00 for lost card and ₱200.00 for damaged card

Sales Slip Retrieval Fee

₱200.00 for local and ₱300.00 for international purchases

Late payment charge

5% of minimum amount due or ₱500 whichever is higher or 5% of minimum amount due or $10 whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱100.00

Cash advance interest charge

2.95%

Cashback limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Philippines

Not satisfied with the choices presented? Here are similar credit cards that should also fall under the same category, the PNB Platinum Card and EastWest Bank Platinum Card. Both options offer premium benefits that could cater to your requirement.

There’s also a variety of credit cards from Bank of Commerce that you can also review so you can choose which one is best suited to your lifestyle.