|Annual fee||₱5,000.00 (waived for the first year)|
|Min. monthly income||₱150,000.00|
|Min. age for principal holder||21 and above|
|Min. age for supplementary holder||18 and above|
|Fee for supplementary holder||₱2,500.00|
|Finance charges||2.75% per month|
|Late payment charge||PHP 300 or 5% of outstanding amount, whichever is higher|
|Cash advance amount||30% of credit limit|
|Cash advance charge||₱300.00 or 5% of outstanding amount, whichever is higher|
|Cash advance interest charge||Same as credit card interest, 2.75%||Rewards points expiry||For Emerald Rewards card, no expiry. Otherwise, after two years rewards will expire|
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