- Enjoy interest as low as 2.75% per month.
- Principal and supplementary cardholders can get up to 20M travel insurance when you charge the air tickets using your card.
- Enjoy exclusive deals only available to American Express cardholders.
- Use your points to redeem air miles, hotel loyalty points or premium rewards items.
- 30% of the credit limit and fees are either 300 or 5% of the outstanding amount, whichever is higher.
- 13.04% per annum for a tenure of 12 months
- 0% interest Instalment Payment Plan at all participating merchants.
|Annual fee||₱5,000.00 (waived for the first year)|
|Min. monthly income||₱150,000.00|
|Min. age for principal holder||21 and above|
|Min. age for supplementary holder||18 and above|
|Fee for supplementary holder||₱2,500.00|
|Finance charges||2.75% per month|
|Late payment charge||PHP 300 or 5% of outstanding amount, whichever is higher|
|Cash advance amount||30% of credit limit|
|Cash advance charge||₱300.00 or 5% of outstanding amount, whichever is higher|
|Cash advance interest charge||Same as credit card interest, 2.75%||Rewards points expiry||For Emerald Rewards card, no expiry. Otherwise, after two years rewards will expire|
Apply for this card now!
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