• Min. Monthly Income

    ₱21,667.00

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱2,000.00

Feature Highlights
  • Enjoy exclusive access to airport lounges worldwide (500+)
  • Get to earn 1 rewards point (non-expiring), every time you spend ₱20.00 using your card which you can accumulate and exchange for shopping GCs, hotel loyalty points, airline miles & more.
Travel
5/10
Insurance
7/10
Shopping
6/10
Dining
6/10
Groceries
6/10

Travel

  • Get to enjoy the comforts of airport lounge access worldwide, with over 500+ airport lounges available
  • With Diners Club Privileges, get to enjoy dining and leisure deals such as complimentary international hotel room upgrades, free dishes, round of golf, and more at world-renowned establishments
  • Earn 1 rewards point every time you spend ₱20.00 using your card.

Insurance

  • Principal and Supplementary Credit Cardhodlers including immediate family members (spouse up to 75 years old, children up to 18 years old) can get up to ₱5M Travel Accident and Inconvenience Insurance Coverage for FREE!

Shopping

  • Earn 1 rewards point every time you spend ₱20.00 using your card.

Dining

  • Earn 1 rewards point every time you spend ₱20.00 using your card.

Groceries

  • Earn 1 rewards point every time you spend ₱20.00 using your card.

Other Features

  • Cash Advance

    • Get a cash advance of up to 30% of your credit limit with low fees that are either ₱500 or 5% of the total amount withdrawn, whichever is higher.

  • Balance Transfer

    • Transfer your outstanding balance from other cards and get a low interest rate of 0.60% for 12 months.

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants.

  • Auto Charge

    • Combine your multiple utility bills into one with this facility and automatically charge it to your BDO Credit Card so you’ll only worry about one payment date.

  • Exclusive Online Deals and Online Treats

    • Shop online with your credit card and get to enjoy freebies, exclusive deals and discounts at partner websites.

Card Information

Annual fee ₱2,000.00
Min. monthly income ₱21,667.00
Min. age for principal holder

21-70 years old

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱1,000.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱400.00

Late payment charge

₱600.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

30% of the credit limit

Cash advance charge

₱500.00 or 5% of the cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Philippines

World of Privileges

Enjoy exclusive privileges during your journeys with the BDO Diners Club International Credit Card. Whether you’re travelling locally or abroad, there’s always something in store for you. Covering over 70 different countries, this card will open your world to new experiences, along with a long list of benefits for you to avail. This also allows all principal and supplementary cardholders, free travel accident and inconvenience insurance worth up to ₱5M when you purchase your airfare using this card. As for payment, you have the advantage of using dual currency billing options for more enjoyable and convenient travels.

Fees and Charges of BDO Diners Club International Credit Card

The annual membership fee for a principal cardholder on single currency is ₱2,000, whereas for the dual currency credit card, it will be ₱3,000. For the supplementary cardholder, it will be ₱1,000 and ₱1,500 respectively. The monthly effective interest rate for this card is 3.5%, and the minimum amount due is ₱500 or 4% of the total revolvable and non-revolvable transactions whichever is higher. As for late payment charges, it will be ₱600 or 6% of the minimum amount due, whichever is higher as well.

Are you eligible for a BDO Diners Club International Credit Card?

To apply as a principal cardholder, you have to be 21 to 70 years of age and at least 13 years old for supplementary cardholders with a minimum income requirement of ₱22,000 per month. You must also be a Filipino citizen or a foreign permanent resident for the last 2 years. You’ll also have to be a regular employee or self-employed with an operational business for at least 2 years. At least 1 landline or postpaid mobile phone is also required with your residence or office located near a BDO branch.

Looking for more options? You might want to take a look at BPI Delta SkyMiles Classic Card and Metrobank Gold Credit Card, as you're guaranteed to enjoy similar benefits and privileges with both.

You should also view other BDO Credit Card benefits if you're interested in availing a credit card with the same bank as the one you're interested in.