• Min. Monthly Income

    ₱141,667

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱4,000

Feature Highlights
  • Enjoy exclusive access to airport lounges worldwide (500+)
  • Get to earn 1 rewards point (non-expiring), every time you spend ₱20.00 using your card which you can accumulate and exchange for shopping GCs, hotel loyalty points, airline miles & more.
Travel
5/10
Insurance
7/10
Shopping
6/10
Dining
6/10
Groceries
6/10

Travel

  • Get to enjoy the comforts of airport lounge access worldwide, with over 500+ airport lounges available
  • With Diners Club Privileges, get to enjoy dining and leisure deals such as complimentary international hotel room upgrades, free dishes, round of golf, and more at world-renowned establishments
  • Earn 1 rewards point every time you spend ₱20.00 using your card.

Insurance

  • Principal and Supplementary Credit Cardhodlers including immediate family members (spouse up to 75 years old, children up to 18 years old) can get up to ₱5M Travel Accident and Inconvenience Insurance Coverage for FREE!

Shopping

  • Earn 1 rewards point every time you spend ₱20.00 using your card.

Dining

  • Earn 1 rewards point every time you spend ₱20.00 using your card.

Groceries

  • Earn 1 rewards point every time you spend ₱20.00 using your card.

Other Features

  • Cash Advance

    • Get a cash advance of up to 30% of your credit limit with low fees that are either ₱500 or 5% of the total amount withdrawn, whichever is higher.

  • Balance Transfer

    • Transfer your outstanding balance from other cards and get a low interest rate of 0.60% for 12 months.

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants.

  • Auto Charge

    • Combine your multiple utility bills into one with this facility and automatically charge it to your BDO Credit Card so you’ll only worry about one payment date.

  • Exclusive Online Deals and Online Treats

    • Shop online with your credit card and get to enjoy freebies, exclusive deals and discounts at partner websites.

Card Information

Annual fee ₱4,000
Min. monthly income ₱141,667
Min. age for principal holder

21-70 years old

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱2,500.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱400.00

Late payment charge

₱600.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

50% of the credit limit

Cash advance charge

₱500.00 or 5% of the cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Philippines

At The Peak of Privilege

Live an extraordinary lifestyle with Diners Club Premiere Credit Card. With a high credit limit, worrying about a maxed out card will never cross your mind as you enjoy exclusive shopping and travelling privileges to exotic locations in over 70 destinations around the world. Transactions will never be a bother as you take advantage of dual currency billing as you pay international purchases in US dollar. You’ll also get to experience safe travels for you and the whole family as you avail of free travel accident and inconvenience insurance worth ₱10M just by charging your airfare using your card.

Fees and Charges of BDO Diners Club Premiere Credit Card

For principal cardholders, the annual membership fee is ₱4,000 and ₱2,500 for supplementary cardholders. The finance charge is 3.5% per month, with the minimum amount due set to ₱500 or 4% of the total revolvable and non-revolvable transactions whichever is higher. The late payment charge however is ₱600 or 6% of the minimum amount due whichever is higher as well.

Are you eligible for a BDO Diners Club Premiere Credit Card?

You can apply as a principal cardholder if you have an income of at least ₱142,000 per month. You also have to be between 21 to 70 years of age, whereas for a supplementary cardholder, he/she should be at least 13 years old. You’re required to be regularly employed or self-employed with a business running for at least 2 years and you must also own at least 1 landline or post-paid mobile phone. Application is open to Filipino citizens or permanent resident foreigners for the past 2 years.

If you're still interested in searching for another option, we have other alternatives that you might be interested in. You can also take a look at Citi Platinum Credit Card and EastWest Bank Platinum Credit Card, both are considered premium selections at par with what you're looking for.

You also have the option to choose from other BDO Credit Cards if you're looking to expand your selection within the same financial provider.