• Min. Monthly Income


  • Interest Rate

    3% /month

  • Annual Fee


Feature Highlights
  • Get all year discounts at Forever 21
  • Shop at partner websites using your BDO credit card and get special deals


  • Shop at Forever 21 and earn 3 points for every ₱200.00 charged to your card. (Points are redeemable at Forever 21.)
  • Priority Access to Sale Events and Special Payment & Dressing Room Lanes
  • With a minimum spend of ₱2,000 you get 21x more points when you use your credit card during Forever 21 SM 3-Day Sale
  • For a minimum spend of ₱2,000.00, you get 21% discount upon shopping in Forever 21 during your birth month. (Regular-priced items)
  • Spend a minimum of ₱3,000.00 and enjoy 21% rebate every 21st of the month and 10% on regular days when you shop at Forever 21.


  • Charge your entertainment spending to your card and receive 1 point for every ₱200.00 spent anywhere. (Points are redeemable at Forever 21.)
  • VIP Treatment and Priority Access to Forever 21 Sale events.


  • Use your card in filling up your gas and get 1 point for every ₱200.00 spent. (Points redeemable at Forever 21.)


  • Buy your groceries using your card and earn 1 point for every ₱200.00 spent anywhere. (Redeem your points at Forever 21.)


  • Pay your utilities with your card and earn 1 point for every ₱200.00 spent anywhere. (You can redeem your points Forever 21.)

Other Features

  • Cash Advance

    • Get a cash advance of up to 30% of your credit limit with low fees that are either ₱300 or 5% of the total amount withdrawn, whichever is higher.

  • Balance Transfer

    • 13.04% per annum for a tenure of 12 months.

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants.

  • Auto Charge

    • Combine your multiple utility bills into one with this facility and automatically charge it to your BDO Credit Card so you’ll only worry about one payment date.

  • Exclusive Online Deals and Online Treats

    • Shop online with your credit card and get to enjoy freebies, exclusive deals and discounts at partner websites.

Card Information

Annual fee ₱2,400 (Annual fee is waived for the first year.)
Min. monthly income ₱15,000
Min. age for principal holder

At least 21 years of age or older

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱1,200.00
Finance charges 3% per month
Must have postpaid account? No
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee

₱250.00 for every sales slip retrieved for local transactions or ₱450.00 each for international transactions.

Late payment charge

₱300.00 or 5% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱300.00 or 5% of the amount withdrawn, whichever is higher

Cash advance interest charge

Same as credit card interest, 3%

Cashback limit


Rewards points expiry


Product Review by iMoney Philippines

Fabulous Finds at Forever 21

For shopping aficionados in the Philippines, BDO Forever 21 credit card gives you up to 21% rebate (10% year-round) and as much as 21x credit card points during SM 3-day sale. You also get priority access to sale events and special lanes on payment and dressing room lanes. With this card, you can enjoy a complete and premium shopping experience a true Forever 21 fan rightfully deserves!

Fees and Charges of BDO Forever 21 Credit Card

Annual membership fee for the principal cardholder is free for the first year. Afterwards, annual fee will be ₱2,400 yearly. ₱1,200 per year for supplementary cardholders. Monthly interest rate is 3%, and late payment charge would be 5% of the unpaid amount, or ₱300 whichever is higher.

Are you eligible for a BDO Forever 21 Credit Card?

In order to apply, the principal cardholder should be 21-70 years of age and have a minimum monthly income of ₱15,000. For the supplementary cardholder, he/she should have an age of at least 13 years old.

Looking for other credit cards? We recommend that you check out Metrobank Femme Visa Credit Card and BPI Ayala Malls Amore Credit Card which have similar features to what you're looking for.

Still not the credit card you`re looking for? Why not browse for more BDO credit cards, that matches your requirements.