• Min. Monthly Income


  • Interest Rate

    3.5% /month

  • Annual Fee


Feature Highlights
  • Fly with Delta Airlines with your points
  • Exclusive deals available to all BPI credit cardholders


  • Get up to ₱10 million travel insurance for free when you purchase your airfare tickets using your card


  • Earn 1 mile for every ₱45.00 you spend


  • Buy your groceries using your card and receive 1 mile for every ₱45.00 you spend


  • Charge your shopping expenses to your card and get to earn 1 mile for every ₱45.00 spent

Other Features

  • Cash Advance

    • Apply for a cash advance of up to 30% of your credit limit with low fees of either ₱500.00 or 3.00% of the outstanding amount, whichever is higher.

  • Balance Transfer

    • 12.00% per annum for a lock-in tenure of 12 months

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual fee ₱2,050 (Annual fee is waived for the first year.)
Min. monthly income ₱15,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱1,025.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00 per card

Sales Slip Retrieval Fee

₱300.00 per request

Late payment charge

₱500.00 or 6% of past due amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

3% of the cash advance amount or ₱500.00 whichever is higher

Cash advance interest charge

Varies, total interest plus Cash Advance Fee divided by Average Outstanding Principal Balance

Cashback limit


Rewards points expiry


Product Review by iMoney Philippines

For Avid Travelers

A must have for aspiring global travelers, BPI Delta SkyMiles Classic Credit Card lets you receive SkyMiles miles automatically as you spend anywhere in the world which are non-expiring and transferrable. You’ll also get the security you deserve as you enjoy up to ₱10M travel insurance coverage.

Fees and Charges of BPI Delta SkyMiles Classic Credit Card

Annual membership fee is ₱2,050 for the principal cardholder but waived for the first year. The annual fee for the first supplementary cardholder is waived for life, ₱1,025 per year for the 2nd to 6th supplementary cardholder. Finance charge or interest rate is 3.5% per month and late payment charge is ₱500.00 or 6% of past due amount, whichever is higher.

Are you eligible for a BPI Delta SkyMiles Classic Credit Card?

You should have a minimum monthly income of ₱15,000 and must be 21 years and above in order to apply as a principal cardholder. Supplementary cardholders should be 13 years of age and above.

Here are other options we also recommend that you check out, BPI Delta SkyMiles Platinum Credit Card and Metrobank Robinsons Cebu Pacific Classic / Gold Credit Card, these cards have similar features that might interest you.

You can also view the rest of BPI credit cards on our site and check which one fits your need.