• Min. Monthly Income

    ₱41,667

  • Interest Rate

    3.2% /month

  • Annual Fee

    ₱3,000

Feature Highlights
  • The card that allows you to experience life’s wonderful surprises, to shop, dine, and travel to your heart’s content
Shopping
4/10
Insurance
3/10
Gas
4/10
Groceries
4/10
Dining
4/10
Travel
4/10

Shopping

  • Earn 1 point for every ₱25 spend

Insurance

  • CreditSafe pays the bank an amount equal to 3x your China Bank card’s indebtedness up to a maximum benefit of ₱600,000.00 in case of loss of life, permanent disablement or first diagnosis of covered critical illnesses.

Gas

  • Earn 1 point for every ₱25 spend

Groceries

  • Earn 1 point for every ₱25 spend

Dining

  • Earn 1 point for every ₱25 spend

Travel

  • Earn 1 point for every ₱25 spend

Other Features

  • EMV

    • Your China Bank MasterCard is EMV-compliant for enhanced protection against credit card fraud, giving you more peace of mind in every swipe.

  • MasterCard :Paypass

    • Your transactions are as easy as Tap and Go with the MasterCard PayPass contactless payment technology.

  • Global Acceptance

    • Your China Bank MasterCard is accepted in over 22 million locations worldwide, such as retail outlets, ATMs, and online shopping sites, where you see the MasterCard logo.

  • Mastercard Global Services

    • Get emergency assistance on lost, stolen card reporting, emergency card replacement and cash advance, or even locating the nearest ATM, virtually anytime, anywhere and in any language using MasterCard Global Service Toll-Free numbers in the country where you are currently in.

  • Unlimited Number of Supplementary Card

    • There is no limit to how many supplementary cards you want to enroll.

Card Information

Annual fee ₱3,000
Min. monthly income ₱41,667
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱1,500.00
Finance charges 3.25% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱400.00

Late payment charge

₱300.00 or 7% of outstanding amount, whichever is higher

Cash advance amount

May vary from time to time

Cash advance charge

N/A

Cash advance interest charge

N/A

Cashback limit

N/A

Rewards points expiry

No Expiration

Product Review by iMoney Philippines

Pamper Yourself with Privilege

Take advantage of what Chinabank Platinum Credit Card has to offer. Indulge in the finer things in life as you get exclusive shopping promotions, dining perks, and travel benefits that covers the entire Philippines for the whole year. Enjoy gratifying experiences in style and get the most value for money while keeping your finances in check.

Fees and Charges of Chinabank Platinum Credit Card

In order to apply, you need to pay a joining fee of ₱2,500 for the principal cardholder and ₱1,200 for the supplementary cardholder. The annual membership fee for this card is ₱3,000 for the principal cardholder and ₱1,500 for the supplementary cardholder. Interest rate is 3.25% per month and the late payment charge is ₱300 or 7% of the minimum amount due.

Are you eligible for a Chinabank Platinum Credit Card?

To apply for this card, the principal cardholder should have a minimum monthly income of ₱42,000 and between 21-65 years of age. The supplementary cardholder should be at least 13 years of age.

If you are considering other options, we recommend that you take a look at Citibank Platinum Credit Card and PNB Platinum Credit Card so you can compare which one is perfect for you lifestyle.

We also suggest that you view more Chinabank credit cards, to find the right one that matches your need.