• Min. Monthly Income


  • Interest Rate

    3.5% /month

  • Annual Fee


Feature Highlights
  • Get exclusive discounts of up to 20% when you shop with our partner establishments all year round
  • Cardholders get promotions and exclusive deals


  • Every ₱100.00 charged to your EastWest Credit Card will earn you 1 Rewards Point


  • Use your EastWest Credit Card for your groceries and earn 1 rewards point for every ₱100.00 spent


  • Earn 1 rewards point for every ₱100.00 charged to your EastWest Credit Card as you shop


  • Charge your travel expenses to your EastWest Credit Card and earn 1 rewards point for every ₱100.00 spent
  • Use your accumulated rewards points and exchange them to PAL Mabuhay Miles


  • Pay your utility bills using your EastWest Credit Card and get to earn 1 rewards point for every ₱100.00 charged to your card

Other Features

  • Cash Advance

    • Get cash advance of up to 50% of your credit limit with low fees of 3% of the amount received or ₱600.00, whichever is higher

  • Balance Transfer

    • 8.28% per annum for a lock-in tenure of 12 months

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

  • Global Acceptance

    • As you travel within the Philippines and around the world, you may use your EastWest Credit Card in more than 29 million establishments, in over 300 countries wherever MasterCard/VISA is accepted

  • Quick Bills Facility

    • Conveniently pay your bills with the Quick Bills Facility as you enroll your monthly commitments or insurance premiums and have it automatically charged to your EastWest Card

Card Information

Annual fee ₱1,500
Min. monthly income ₱15,000
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱750.00
Finance charges 3.5% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee

₱200.00 for the retrieval of each retail/installment and mail-order/telephone-order charge slip and ₱1,250.00 for the retrieval of each travel and entertainment charge slip

Late payment charge

₱500.00 or 7.50% of outstanding amount, whichever is higher

Cash advance amount

50% of credit limit

Cash advance charge

3% of the cash advance amount or ₱600.00, whichever is higher.

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit


Rewards points expiry


Product Review by iMoney Philippines

Enjoy Endless Rewards

With EastWest Bank Classic Credit Card, spending will always be a gratifying experience. Choose from a variety of rewards that you can avail every time you purchase using your card. You can earn 1 Rewards Point for every ₱100 charged to your card. You can then convert these points into Limitless Rewards Vouchers which lets you purchase items or exchange for gift certificates at partner establishments. Aside from rewards, you can also enjoy exclusive perks, discounts, and privileges available only to cardholders. Choose your interest from a wide selection of shopping privileges to travel & leisure benefits all year round.

Fees and Charges of EastWest Bank Classic Credit Card

Annual membership fee is ₱1,500 for the principal cardholder, and ₱750 for the supplementary cardholder. Interest charge is 3.5% per month and late payment charge is ₱500 or 7.5% of minimum payment due, whichever is higher.

Are you eligible for an EastWest Bank Classic Credit Card?

For you to apply as a principal cardholder, you should have a minimum monthly income of ₱15,000 and must be 21 years and above. For the supplementary cardholder, he/she should be at least 13 years of age.

If you still haven't found what you're looking for, our team suggests checking out Maybank Classic Credit Card and RCBC Classic Credit Card, which have similar benefits with the card you're interested in.

If you're looking for more choices, we can assist by recommending our featured EastWest Bank credit cards available on our site. Browse through it and compare which card is right for you.