• Min. Monthly Income


  • Interest Rate

    3.5% /month

  • Annual Fee


Feature Highlights
  • Get all that you need at 5% discount


  • Up to 5% cash rebate on your gas spending


  • Up to 5% cash rebate on your groceries and drugstore spending


  • Up to 5% cash rebate on non-supermarket, non-gas and non-drugstore purchases for a minimum spend of ₱10,000.00


  • Up to 5% cash rebate on non-supermarket, non-gas and non-drugstore purchases for a minimum spend of ₱10,000.00

Other Features

  • Cash Advance

    • 70% of the credit limit and fees are either 3% of the cash advance amount or ₱600.00, whichever is higher.

  • Balance Transfer

    • 8.40% per annum for a lock-in tenure of 12 months

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants.

  • Quick Bills Facility

    • Simply enroll in the Quick Bills Facility and your bills or insurance premiums will be automatically charged to your EastWest Credit Card.

  • Supplementary Cards

    • You can request up to 9 supplementary cards.

Card Information

Annual fee ₱2,800
Min. monthly income ₱40,000
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱1,400.00
Finance charges 3.5% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee

₱200.00 for the retrieval of each retail/installment and mail-order/telephone-order charge slip and ₱1,250.00 for the retrieval of each travel and entertainment charge slip

Late payment charge

₱500.00 or 7.50% of outstanding amount, whichever is higher

Cash advance amount

70% of credit limit

Cash advance charge

3% of the cash advance amount or ₱600.00, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit


Rewards points expiry


Product Review by iMoney Philippines

For The Smart Spender

Put your spending to good use with the EastWest Bank EveryDay Credit Card. Have your everyday expenses work for you and get up to 5% cash rebate on your essential spending such as supermarket, gas and drugstore purchases. What makes it more interesting is the more you spend on non-essential items such as clothes and dining, the higher rebates you earn. You need not worry about redemption as rebates will be automatically credited to your account. You can also avail of special perks and benefits from various partner establishments that range from shopping, dining, travel, leisure and wellness, with the use of your card.

Fees and Charges of EastWest Bank EveryDay Credit Card

Annual membership fee is waived for the principal cardholder on the first year provided they are new-to-bank cardholders. For the succeeding year, it will be ₱2,800 for principal cardholder and ₱1,400 for the supplementary cardholder. Interest charge is 3.5% per month and late payment charge is 7.5% of the minimum payment due or ₱500, whichever is higher.

Are you eligible for an EastWest Bank EveryDay Credit Card?

For those interested to apply, the principal cardholder should have a minimum monthly income of ₱40,000 and at least 21 years of age. Supplementary cardholders should be 13 years and above.

If you haven't found what you're looking for, our team would like to provide a couple of recommended cards, such as Citibank Cashback Credit Card and Security Bank Complete Cashback Credit Card, that may suit your preference.

We also suggest to check out more EastWest Bank credit cards available on our site, if you're still having difficulty finding the right card that matches your requirement.