Min. Monthly Income
- Get up to 20% discount when shopping at partner establishments all year round
- Exclusive deals only available to Eastwest credit cardholders
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Simplify Your Spending
Take control of your spending with EastWest Bank Practical Credit Card. You don’t have to pay more for your essential purchases such as supermarket, gas, and drugstore spending since you get one of the lowest monthly interest rate at 3.25% and only 3.49% for your other purchases. You also get to enjoy low monthly payments where you only need to pay the minimum amount due which is equivalent only to 3.5% of your total statement balance or ₱200, whichever is higher. Flexibility is also an advantage as you choose how you want to pay for your annual membership fee whether annual, quarterly, or monthly.
Fees and Charges of EastWest Bank Practical Credit Card
Annual membership fee for principal cardholder is ₱1,400 and ₱700 for supplementary cardholder. Interest charge is 3.25% per month for supermarket, drugstore and gasoline purchases and 3.49% per month for other purchases. Late payment charge is 7.5% of the minimum amount due or ₱500, whichever is higher.
Are you eligible for an EastWest Bank Practical Credit Card?
To apply, you just need to have a minimum monthly income of ₱10,000 to be a principal cardholder. You should also be at least 21 years of age. For the supplementary cardholder, he/she should be at least 13 years old.
If you're still undecided, we can also recommend that you check out the full line up of EastWest Bank credit cards present on our website. You can go over their various features and choose which one is perfect for your lifestyle.