• Security Bank Complete Cashback Card
    • Get cashback for your everyday expenses!
    Interest Rate (monthly) 3.5%
    Balance Transfer (monthly) 1.9%
    Annual Fee ₱3,000
    Verdict

    This complete cashback card gives you 5% cashback on all your grocery spending, no minimum required. You’ll also enjoy the following cashback categories: 4% on gas, 3% on utilities, 2% on dining, and 1% on shopping.

  • BDO Shopmore Mastercard
    • Free SM Advantage Card attached with the credit card
    • 5% Rebate during SM's 3-day Sale events for a Minimum Spend of P3,000.
    Interest Rate (monthly) 3.5%
    Balance Transfer (monthly) 13.04%
    Annual Fee ₱900
    Verdict

    This comes with a free SM Advantage card, which you can use to rack up points when you shop at SM supermarkets, malls, and partner establishments like PLDT, Petron, and Taal Vista Hotel. You’ll also earn 1.5x points with this card.

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