• Min. Monthly Income

    ₱21,667

  • Interest Rate

    3% /month

  • Annual Fee

    ₱1,000

Feature Highlights
  • Exclusive deals only available to Maybank credit cardholders
Shopping
6/10
Dining
4/10
Gas
4/10
Groceries
4/10
Travel
4/10

Shopping

  • Exclusive Deals from Maybank Merchant Partners
  • Pay for your purchases in local currency when used abroad
  • Earn 1 TREATS Points for every ₱25.00 spent with your Maybank Credit Card

Dining

  • Earn 1 TREATS Points for every ₱25.00 spent with your Maybank Credit Card

Gas

  • Earn 1 TREATS Points for every ₱25.00 spent with your Maybank Credit Card

Groceries

  • Earn 1 TREATS Points for every ₱25.00 spent with your Maybank Credit Card

Travel

  • Exclusive Deals from Maybank Merchant Partners
  • Earn 1 TREATS Points for every ₱25.00 spent with your Maybank Credit Card

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱500.00 or 3% of cash advance amount availed, whichever is higher

  • Balance Transfer

    • Add-on rate of as low as 0.88% for 3, 6, 12, 18, and 24 months

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

  • Global Acceptance

    • Accepted in over 20 million locations and territories

  • EZ Plans

    • Financial flexibility with Maybank Ezy Payment Plans

Card Information

Annual fee ₱1,000 (Annual fee is waived for the first year)
Min. monthly income ₱21,667
Min. age for principal holder

21 and above

Min. age for supplementary holder

13 years old and above

Fee for supplementary holder ₱500.00
Finance charges 3% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱250.00

Late payment charge

₱500.00 or 5% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱500.00 or 3% of cash advance amount availed, whichever is higher

Cash advance interest charge

Same as credit card interest, 3%

Cashback limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Philippines

Maximize Financial Flexibility

Simplify your finances as you enjoy the convenience provided by Maybank Classic credit card. With a variety of EzyPlan options available, you can take advantage of easy installment plans at participating establishments, convert available credit into instant cash, or consolidate your other card balances and get lower interest on installment using your Maybank card. TreatPoints can also be accumulated when you shop and have it exchanged for items or cash credit. You also enjoy worry-free shopping, whether local or abroad, with recognition and acceptance to over 20 million locations worldwide and the option of paying in Philippine Peso.

Fees and Charges of Maybank Classic Credit Card

First year annual membership fee is free. Succeeding year will be ₱1,000 for the principal cardholder and ₱500 for the supplementary cardholder. Monthly interest charge is 3% and late payment fee is ₱500 or 5% of the minimum amount due, whichever is higher.

Are you eligible for a Maybank Classic Credit Card?

In order to apply as a principal cardholder, he/she must have a minimum monthly income of ₱12,500 and 21-65 years of age. The supplementary cardholder must be at least 13 years old and above.

Still unsure on what card to get? We also recommend that you check out Security Bank Classic Credit Card and Chinabank Prime Credit Card, both of which have similar features that might interest you.

If you're looking for more choices, we suggest that you also view the full card line-up on our site before you proceed with your Maybank credit card online application to review all available options and find which one best suits your need.