Main Features

Dining

4/10
  • Charge your dining expenses to your card and get to earn 1 point for every ₱20.00 spent

Gas

4/10
  • For every ₱20.00 spent on your gas expenses, you get to earn 1 rewards point

Groceries

4/10
  • Use your card to spend on your groceries and get to earn 1 point for every ₱20.00 spent

Travel

4/10
  • Earn 1 rewards point for every ₱20.00 charged to your card during your travels
  • With your accumulated points, you can exchange them for fabulous items or air miles from Cathay Pacific, Singapore Airlines or Philippine Airlines

Other Features

  • Balance Transfer
    • 8.16% per annum for a lock-in tenure of 12 months.
  • Installment Plan
    • 0% interest Installment Payment Plan at all participating merchants. Get the flexibility of choosing between 3, 6, 9, 12, 18 and 24 monthly payments.
  • Metrobank Chip Card
    • Your Metrobank credit card comes with an embedded chip that will help protect you from fraud due to credit card cloning.
  • Supplementary Cards
    • Up to 3 Supplementary cardholders and enjoy assigning spending limits to manage their spending.
  • SMS Balance Inquiry
    • Enjoy the convenience of knowing the balance of our credit card by simply sending a text message.
  • Payment Facilities
    • Paying your bills is easy with a variety of payment facilities that you can choose from. You can pay your bills through any Metrobank or PSBank branch or ATM, or any Bancnet ATM. You can also do payments via mobile banking or online through MetroPhone, Metrobankdirect or PSBank Remote Banking.
  • ”DesignMyCard”
    • Go for a unique design as you get to personalize your credit card with your favorite photo

Eligibility

Minimum monthly income ₱15,000.00
Minimum age for principal holder At least 21 years of age or older
Min. age for supplementary holder 14-80 years old
Must Have a Postpaid Account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.

Fees And Charges

Annual fee ₱1,600.00 (Annual fee is waived for the first year.)
Fee for supplementary holder ₱900.00
Interest Rate 3.50% per month
Late payment charge ₱600.00 or 7.50% of outstanding amount, whichever is higher
Cash advance amount 30% of credit limit
Cash advance charge ₱500.00 or 3.00% of cash amount availed, whichever is higher
Cash advance interest charge 3.96%
Card Replacement Fee ₱400.00
Sales Slip Retrieval Fee ₱300.00
Rewards points expiry No Expiration.

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