Main Features


  • Earn 1 point for every ₱20.00 you spend


  • Earn 1 point for every ₱20.00 you spend


  • Earn 1 point for every ₱20.00 you spend
  • Use your points and redeem fabulous items or air miles from Philippine Airlines, Cathay Pacific Airlines or Singapore Airlines.


  • Earn 1 point for every ₱20.00 you spend

Other Features

  • Balance Transfer
    • 8.16% per annum for a lock-in tenure of 12 months
  • Installment Plan
    • 0% interest Installment Payment Plan at all participating merchants. Choose between the months of 3, 6, 9, 12, 18 and 24 months
  • Added Services
    • Supplementary Cards. Up to 4 Supplementary cardholders and enjoy assigning spending limits to manage their spending
    • SMS Balance Inquiry. Convenience at the touch of your fingertips, know your credit card's balance if you send a text message
    • Pay your credit card bills at any Metrobank or PSBank branch, Metrobank or PSBank ATM or any Bancnet ATM. You can also pay via MetroPhone, Metrobank mobile banking or online at Metrobankdirect and PSBank Remote Banking
    • ”DesignMyCard”. Personalize your credit card with your favorite photo


Minimum monthly income ₱15,000.00
Minimum age for principal holder At least 21 years of age or older
Min. age for supplementary holder 14-80 years old
Must Have a Postpaid Account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.

Fees And Charges

Annual fee ₱1,600.00 (Annual fee is waived for the first year.)
Fee for supplementary holder ₱900.00
Interest Rate 3.50% per month
Late payment charge ₱600.00 or 7.50% of outstanding amount, whichever is higher
Cash advance amount 30% of credit limit
Cash advance charge ₱500.00 or 3.00% of cash amount availed, whichever is higher
Cash advance interest charge 3.96%

Get the best financial deals in Philippines

Want to keep up with the latest news on savings, loans and investments?
Sign up for iMoney’s newsletter now! Protection Status