• Min. Monthly Income

    ₱15,000

  • Interest Rate

    3.54% /month

  • Annual Fee

    ₱2,000

Feature Highlights
  • Earn Points that can take you everywhere
  • Enjoy free gifts, exclusive deals and discounts from 'M here! partner merchants
Travel
6/10
Dining
4/10
Gas
4/10
Groceries
4/10
Shopping
4/10

Travel

  • Earn one (1) Fly/Buy Point for every ₱200.00 spend anywhere. Double your Fly/Buy Points for every ₱200.00 spend when you shop at any Robinsons stores or purchase Cebu Pacific Tickets.

Dining

  • Earn one (1) Fly/Buy Point for every ₱200.00 spend anywhere. Double your Fly/Buy Points for every ₱200.00 spend when you shop at any Robinsons stores or purchase Cebu Pacific Tickets.

Gas

  • Earn one (1) Fly/Buy Point for every ₱200.00 spend anywhere. Double your Fly/Buy Points for every ₱200.00 spend when you shop at any Robinsons stores or purchase Cebu Pacific Tickets.

Groceries

  • Earn one (1) Fly/Buy Point for every ₱200.00 spend anywhere. Double your Fly/Buy Points for every ₱200.00 spend when you shop at any Robinsons stores or purchase Cebu Pacific Tickets.

Shopping

  • Earn one (1) Fly/Buy Point for every ₱200.00 spend anywhere. Double your Fly/Buy Points for every ₱200.00 spend when you shop at any Robinsons stores or purchase Cebu Pacific Tickets.

Other Features

  • Balance Transfer
    • 8.16% per annum for a lock-in tenure of 12 months.
  • Installment Plan
    • Take advantage of 0% interest Installment Payment Plan at all participating establishments with flexible terms to choose from: 3, 6, 9, 12, 18 and 24 months.
  • Supplementary Cards
    • Request up to 3 additional supplementary cards and share the same benefits and privileges with your other family members. You can also manage their finances by assigning spending limits to each card.
  • SMS Balance Inquiry
    • Get the convenience of inquiring about your credit card balance just by sending a text message.
  • Payment Channels are everywhere
    • Pay bills at any Metrobank or PSBank branch or ATM, any Bancnet and Megalink ATM, any participating Robinsons Department Stores. Paying online is also an option at Metrobankdirect.

Card Information

Annual fee ₱2,000 (Annual fee is waived for the first year.)
Min. monthly income ₱15,000
Min. age for principal holder

At least 21 years of age or older

Min. age for supplementary holder

14-80 years old

Fee for supplementary holder ₱1,000.00
Finance charges 3.54% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱300.00

Late payment charge

₱600.00 or 7.50% of outstanding amount, whichever is higher.

Cash advance amount

30% of credit limit

Cash advance charge

₱600.00 or 3.00% of cash advance amount, whichever is higher

Cash advance interest charge

3.96%

Cashback limit

N/A

Rewards points expiry

No Expiration.

Product Review by iMoney Philippines

Fly, Buy or Both?

Are you fond of travelling or is shopping more of your thing? Benefit from both with a Metrobank Robinsons Cebu Pacific Classic MasterCard! With this credit card, you can get to fly or even buy stuff for free. Spend ₱200 anywhere and get to earn 1 Fly/Buy point. Double this by shopping at any Robinsons stores or when you purchase Cebu Pacific tickets. Accumulate these points and with a minimum ₱500 worth of Fly/Buy points, you can have this converted to ₱500 worth of cash that will be credited back to your card. Alternatively, you can also use your earned points to pay up to 50% of your purchases at any Robinsons stores or Cebu Pacific tickets at Robinsons Business Centers with the balance charged to your card.

Fees and charges of Metrobank Robinsons Cebu Pacific Classic Credit Card

Annual fee for both principal and supplementary cardholder is waived for the first year. Succeedingly it will be ₱2,000 for principal cardholders and ₱1,000 for supplementary cardholders. The monthly interest rate is 3.54%. For late payments, the fee would be ₱600 or 7.5% of the outstanding amount whichever is higher.

Are you eligible for a Metrobank Robinsons Cebu Pacific Classic Credit Card?

You are eligible to apply for a minimum monthly income of just ₱15,000. The principal cardholder should also be at least 21 years of age or older. For the supplementary cardholder, they should be at least 14 and up to 80 years of age.

Can't choose which travel card to get? Here are a few options that our team highly recommends, PNB Mabuhay Miles World MasterCard and Metrobank Robinsons Cebu Pacific Gold Credit Card. Select the right product that provides the advantages for all your travel needs.

Still in the hunt for better alternatives? We suggest that you also take a look at other Metrobank credit cards available on our site to help you compare and choose which product is best suited for your need.