• Min. Monthly Income

    ₱40,000

  • Interest Rate

    3.54% /month

  • Annual Fee

    ₱3,000

Feature Highlights
  • Earn Points that can take you everywhere
  • Enjoy free gifts, exclusive deals and discounts from 'M here! partner merchants
Travel
0/10
Dining
0/10
Gas
0/10
Groceries
0/10
Shopping
0/10

Travel

  • Earn one (1) Fly/Buy Point for every ₱200.00 spend anywhere. Double your Fly/Buy Points for every ₱200.00 spend when you purchase Cebu Pacific tickets and when you use your card abroad and earn triple Points when you shop at any Robinsons store.

Dining

  • Earn one (1) Fly/Buy Point for every ₱200.00 spend anywhere. Double your Fly/Buy Points for every ₱200.00 spend when you purchase Cebu Pacific tickets and when you use your card abroad and earn triple Points when you shop at any Robinsons store.

Gas

  • Earn one (1) Fly/Buy Point for every ₱200.00 spend anywhere. Double your Fly/Buy Points for every ₱200.00 spend when you purchase Cebu Pacific tickets and when you use your card abroad and earn triple Points when you shop at any Robinsons store.

Groceries

  • Earn one (1) Fly/Buy Point for every ₱200.00 spend anywhere. Double your Fly/Buy Points for every ₱200.00 spend when you purchase Cebu Pacific tickets and when you use your card abroad and earn triple Points when you shop at any Robinsons store.

Shopping

  • Earn one (1) Fly/Buy Point for every ₱200.00 spend anywhere. Double your Fly/Buy Points for every ₱200.00 spend when you purchase Cebu Pacific tickets and when you use your card abroad and earn triple Points when you shop at any Robinsons store. (Gold)

Other Features

  • Balance Transfer
    • 0.68% per month for 12, 18, and 24 months.
  • Installment Plan
    • Take advantage of 0% interest Installment Payment Plan at all participating establishments with flexible terms to choose from: 3, 6, 9, 12, 18 and 24 months.
  • Supplementary Cards
    • Request up to 3 additional supplementary cards and share the same benefits and privileges with your other family members. You can also manage their finances by assigning spending limits to each card.
  • SMS Balance Inquiry
    • Get the convenience of inquiring about your credit card balance just by sending a text message.
  • Payment Channels are everywhere
    • Pay bills at any Metrobank or PSBank branch or ATM, any Bancnet and Megalink ATM, any participating Robinsons Department Stores. Paying online is also an option at Metrobankdirect.

Card Information

Annual fee ₱3,000 (Annual fee is waived for the first year.)
Min. monthly income ₱40,000
Min. age for principal holder

At least 21 years of age or older

Min. age for supplementary holder

14-80 years old

Fee for supplementary holder ₱1,500.00
Finance charges 3.54% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱300.00

Late payment charge

₱600.00 or 7.50% of outstanding amount, whichever is higher.

Cash advance amount

30% of credit limit

Cash advance charge

₱600.00 or 3.00% of cash advance amount, whichever is higher

Cash advance interest charge

3.96%

Cashback limit

N/A

Rewards points expiry

No Expiration.

Product Review by iMoney Philippines

To Buy Or To Fly?

Why not have the best of both with Metrobank Robinsons Cebu Pacific credit card. If you love to shop and have the passion to travel, then this card is perfect for you! Get to enjoy both as you have the chance to earn up to 3x Fly/Buy points for every ₱200 spend when you shop at any Robinsons stores or partner shops nationwide. You also get 2x points when you purchase Cebu Pacific tickets or use your card abroad. You can convert your accumulated points to cash and have it credited back to your card, or use your points to pay up to 50% of your purchases at Robinsons stores or Cebu Pacific tickets. Plus you are also eligible for the GetGo Loyalty Program that gives you free flights via Cebu Pacific by using your Fly/Buy points. Surely, travelling has never been easier with this card.

Fees and Charges of Metrobank Robinsons Cebu Pacific Gold Credit Card

For the first year, principal and supplementary cardholders enjoy free annual membership fee. Succeedingly, annual membership fee for Gold card it will be ₱3,000 for the principal and ₱1,500 for the supplementary cardholder. Monthly interest rate is 3.5% and late payment fee is ₱600 or 7.5% of the minimum amount due, whichever is higher.

Are you eligible for a Metrobank Robinsons Cebu Pacific Gold Credit Card?

To apply as a principal cardholder, he/she should have at least ₱40,000 monthly income and must be 21 years old and above. Supplementary cardholders should be 14-80 years of age.

Need help in choosing the right card? Our team would also recommend the following: PNB Mabuhay Miles Credit Card and Union Bank Miles + Platinum Visa Credit Card, as these cards have similar characteristics with the one you're currently looking at.

If you're not too keen with these selections, you can also browse for more Metrobank credit cards on our site and find which card matches your requirements.