• Min. Monthly Income


  • Interest Rate

    3.54% /month

  • Annual Fee


Feature Highlights
  • 3% Rebate on Petron Fuels
  • 10% Discount on any Toyota Dealers
  • 24/7 Roadside Assistance


  • 10% discount at all Toyota dealers
  • Earn double rewards points for every ₱20 spend at your preferred Toyota dealer


  • 3% fuel rebate at Petron
  • 24/7 Roadside Assistance


  • Charge your dining expenses to your card and earn (1) Rewards Point every time you spend ₱20.00 at partner establishments


  • Use your card on your entertainment expenses and get to earn one (1) Rewards Point whenever you spend ₱20.00 at partner merchants


  • Buy your groceries using your card and receive one (1) Rewards Point for every ₱20.00 spent at partner establishments


  • Spend while travelling using your card and accumulate one (1) Rewards Point for every ₱20.00 spent at partner shops

Other Features

  • Balance Transfer
    • 8.16% per annum for a lock-in tenure of 12 months
  • Installment Plan
    • 0% interest Installment Payment Plan at all participating merchants. Choose between the months of 3, 6, 9, 12, 18 and 24 months.
  • Supplementary Cards
    • Up to 3 Supplementary cardholders and enjoy assigning spending limits to manage their spending.
  • Payment Facilities
    • Payment Channels are everywhere. Pay bills at any Metrobank or PSBank branch or ATM, any Bancnet and Megalink ATM, any participating Robinsons Department Stores. You can also pay online at Metrobankdirect.
  • Metrobank Chip Card
    • With this feature, you will be protected from credit card fraud using an embedded chip on your Metrobank Card that will prevent it from being cloned.

Card Information

Annual fee ₱2,500 (Annual fee is waived for the first year.)
Min. monthly income ₱15,000
Min. age for principal holder

At least 21 years of age or older

Min. age for supplementary holder

14-80 years old

Fee for supplementary holder ₱1,250.00
Finance charges 3.54% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee


Late payment charge

₱600.00 or 7.50% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱600.00 or 3% of cash advance amount availed, whichever is higher

Cash advance interest charge


Cashback limit


Rewards points expiry

No Expiration.

Product Review by iMoney Philippines

All-In-One Motoring Card

If you’re a fan and an owner of a Toyota vehicle, then the Metrobank Toyota Mastercard is the must have credit card for you. Get more value out of motoring as you receive 10% discount at all Toyota dealers on genuine accessories, parts and labor. You also get 3% fuel rebate at 500 participating Petron stations nationwide. Your road trips will also be worry-free as you benefit from 24/7 roadside assistance. And on top of all these advantages, you are eligible for exclusive promotions, discounts, and freebies available at 'M here! partner establishments as you receive 1 Rewards Point for every ₱20 spend everywhere, doubled when you spend at your preferred Toyota dealer.

Fees and Charges of Metrobank Toyota Credit Card

First year annual membership fee is waived, afterwards it will be ₱2,000 for the principal cardholder and ₱1,000 for supplementary cardholder. Monthly interest charge is 3.5%, whereas late payment fee is ₱600 or 7.5% of the minimum amount due, whichever is higher.

Are you eligible for a Metrobank Toyota Credit Card?

To apply, the primary cardholder must have ₱15,000 minimum monthly income and 21 years old and above. The supplementary cardholder must be 14 to 80 years of age.

We want you to pick the right card for your lifestyle. Our team also recommends that you check out PNB Land Rover Platinum Credit Card and EastWest Bank Hyundai Credit Card, which have similar features that you may want to consider as well.

You can also check out more Metrobank credit cards if you still haven't found the right match.