• Min. Monthly Income


  • Interest Rate

    3.54% /month

  • Annual Fee


Feature Highlights
  • Enjoy special discounts and deals exclusively available only to Metrobank credit cardholders


  • Get double Rewards Points for all your international transactions
  • Use your points and redeem premium items or air miles from Philippine Airlines, Cathay Pacific Airlines or Singapore Airlines
  • Exclusive offers from leading brands and establishments in the Philippines and across the world that cater to your unique interests


  • Earn 1 point for every ₱20.00 you spend
  • Get exclusive invites from fashion previews to private sale events, from choice seat performances by legendary musicians to appointments at the world’s best spas


  • Earn 1 point for every ₱20.00 you spend


  • Earn 1 point for every ₱20.00 you spend


  • Charge your shopping expenses to your card and receive 1 point for every ₱20.00 spent
  • Earn triple (3) rewards points when you purchase at Rustan’s Department Store.

Other Features

  • Balance Transfer
    • 8.16% per annum for a lock-in tenure of 12 months
  • Installment Plan
    • 0% interest Installment Payment Plan at all participating merchants with convenient monthly payment scheme to choose from - 3, 6, 9, 12, 18 and 24 months.
  • Supplementary Cards
    • Up to 3 Supplementary cardholders and enjoy assigning spending limits to manage their spending.
  • Metrobank Chip Card
    • With the Metrobank Chip embedded in your card, you enjoy extra protection from credit card fraud due to cloning.
  • Payment Facilities
    • Paying your bills need not be bothersome as payment channels are located everywhere. Either pay your bills at any Metrobank or PSBank branch, ATM, or any Bancnet and Megalink ATM. You can also pay at any participating Robinsons Department Stores. Another option is to pay online at Metrobankdirect.
  • World Card Privileges
    • Unique As You Are Experience. There will be time to time invitations to attend private parties, fashion previews that will make your life richer.
    • Premium Perks Across The Globe. Metrobank Premium Perks and MasterCard Global Premium Collection™, a diverse array of exclusive offers from leading brands and establishments in the Philippines and across the world is for your enjoyment. Live your life in style!
    • Get a free supplementary card with no annual fee.
    • Purchase Protection. Automatic Purchase Protection coverage of up to ₱250,000.00, for the first 90 days.
    • Extended Warranty. Extend one more year of warranty if your supplier's warranty is two years or less.
    • Global Emergency Services. Get worldwide assistance 24/7 on the following credit card-related needs.
    • Enjoy 24-Hour VIP Concierge Service. Get free assistance on dining, hotel, golf course, and car rental referral and reservations. You can also get local salon reservations as well.
    • Never worry on credit card concerns with 24-Hour VIP Customer Service and get immediate access to a live customer service representative.
    • Get ‘M Here! privileges and receive special deals, free gifts, and discounts with your Metrobank Credit Card at 'M here! partner establishments.

Card Information

Annual fee ₱6,000 (Annual fee is waived for the first year.)
Min. monthly income ₱416,700
Min. age for principal holder

21 and above

Min. age for supplementary holder

14-80 years old

Fee for supplementary holder ₱3,000.00
Finance charges 3.54% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee


Late payment charge

₱600.00 or 7.50% of outstanding amount, whichever is higher.

Cash advance amount

30% of credit limit

Cash advance charge

₱600.00 or 3% of the cash amount availed, whichever is higher

Cash advance interest charge


Cashback limit


Rewards points expiry

No Expiration.

Product Review by iMoney Philippines

Premium Global Rewards

Experience first-class lifestyle whether here or abroad with Metrobank World credit card. Enjoy exclusive local and international offers from premium brands and establishments as you choose from a wide selection of hotels, resorts, shops and restaurants that will satisfy your individual need. You will also have the satisfaction to chance upon special invites to events and choice seating preference during concerts and performances. Rewards are also bountiful as you earn 1 Rewards Point for every ₱20 local spending and get to double that with international transactions. Use these accumulated points as cash credits to your card or redeem premium items available only to cardholders including air miles from Philippine Airlines, Cathay Pacific, and Singapore Airlines.

Fees and Charges of Metrobank World Credit Card

First year annual membership fee is waived for principal cardholder. The first supplementary cardholders is waived for life. On the succeeding year, it will be ₱3,500 for the principal cardholder and ₱1,750 for the 2nd to 4th supplementary cards. Monthly interest rate is 3.5% and late payment fee will be 7.5% of minimum amount due or ₱500, whichever is higher.

Are you eligible for a Metrobank World Credit Card?

To become a primary cardholder, you must have a minimum monthly income of ₱67,000 and at least 21 years old and above. The supplementary cardholder must be 14 to 80 years of age.

We want to make it easier for you to choose and our team also recommends looking at Citibank Premier Miles Credit Card and BDO Cathay Pacific American Express Credit Card, which has features that you may also find appealing.

If you still want more options to choose from, you can also try viewing other Metrobank credit cards available on our site and find out which one matches your requirement.