Min. Monthly Income
- Enjoy discounts from HBC
- RCBC credit cardholders will get to enjoy special discounts, deals, and exclusive privileges all year
Free annual fee!
- Free annual fee membership for three (3) years if you apply and get approved. Promo valid until December 31, 2017.
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With HBC Bankard Credit Card, not only will you get exclusive deals and discounts at HBC, but with partner merchants as well, such as Automatic Centre, Blims, Manels, Silverworks, Sogo, and TreeTop Adventure, so all special discounts and privileges apply as well. With HBC, you can earn up to 10% rebate. You can also take advantage of 0% interest instalment plans, whether 3, 6, 9, or 12 months. Another benefit is you get to enjoy a member-only sale every quarter as well as special access to exclusive events and seminars.
Fees and Charges of RCBC HBC Bankard Credit Card
The annual membership fee is waived for the first year, afterwards it will be ₱960 for the principal cardholder and ₱480 for the supplementary cardholder. Interest rate is 3.5% per month and late payment charge is 7% of past due amount or ₱200, whichever is higher.
Are you eligible for an RCBC HBC Bankard Credit Card?
You can apply as a principal cardholder if you have a minimum salary of ₱13,333 per month and at least 21 years of age. For supplementary cardholders, you must have a minimum age of 13 years old.
Do you need help in finding what you need? Our team recommends that you take a look at EastWest Bank Dolce Vita Titanium Credit Card and BPI Ayala Malls Amore Credit Card, which have features that might interest you as well.
Not the rewards that you`re after? We suggest that you also browse for more RCBC credit card promotions to compare which card is right for you.