• Min. Monthly Income

    ₱13,333

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱1,200

Feature Highlights
  • Exclusive Members-Only Sale available only to Mango-RCBC Bankard cardmembers
  • 0% installment at 3 and 6 months at any Mango, H.E. by Mango, Mango Kids, and Mango Touch stores
  • Non-expiring Rewards Points
Shopping
10/10
Dining
3/10
Entertainment
3/10
Gas
3/10
Groceries
3/10
Travel
3/10

Promotion

Free annual fee!

  • Free annual fee membership for three (3) years if you apply and get approved. Promo valid until December 31, 2017.

Shopping

  • Shop and earn one (1) rewards point each time you charge ₱125 to your card
  • Get free real-time SMS alerts each time you make a purchase
  • Exclusive shopping deals and promotions

Dining

  • Dine and earn one (1) rewards point each time you charge ₱125 to your card
  • Enjoy exclusive Dining PERKS from your favourite restaurants

Entertainment

  • One (1) rewards point for every ₱125.00 spend that you may use to redeem shopping vouchers

Gas

  • Fuel up and earn one (1) rewards point each time you charge ₱250 from gas stations to your card

Groceries

  • Earn one (1) rewards point each time you charge ₱250 from supermarkets and drugstores to your card

Travel

  • Free Travel Insurance (Travel Plus Lite) & Purchase Protection
  • 0% Installment for your purchases abroad
  • Get instant access to cash anywhere in the world
  • Get up to 100% increase in credit limit during your travel period

Other Features

  • Exclusive Privileges

    • 0% installment at 3 and 6 months at any Mango, H.E. by Mango and Mango Touch store
    • Exclusive Members-Only Sale available only to Mango-RCBC Bankard cardmembers
    • Priority access to next season’s catalog offers
    • First-hand advice on the latest hot offers

  • Non-expiring Rewards

    • Redeem your Rewards Points and exchange them for Shopping Vouchers or credit to your RCBC Bankard account.

  • Free Budget Monitoring Tools

    • Helps you take control of your spending via customized financial management tools – Spend Analyzer and Spend Monitor – to help you keep track of your purchases and stay within your budget.

  • Unli 0% Installment

    • All your single-receipt purchases made anywhere and any amount can be converted to 0% installment for 3 months! There is no limit on the number of times you can request to avail of Unli 0%.

  • Pay for your Utility Bills, 24/7

    • Conveniently and quickly pay for your bills to over 40 merchants including electricity, water, internet, cable bills, insurance and more through Fast BillsPay.

  • Secure Online Shopping

    • Get extra layer of protection when shopping online with password protection and personal message via Shop Secure or get an RCBC Bankard webshopper to shop online safely without having to reveal your main RCBC Bankard card details.

Card Information

Annual fee ₱1,200 (Annual fee is waived for the first year.)
Min. monthly income ₱13,333
Min. age for principal holder

21 and above

Min. age for supplementary holder

13 years old and older

Fee for supplementary holder ₱900.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱300.00

Sales Slip Retrieval Fee

₱150.00

Late payment charge

₱200.00 or 7% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱500.00 or 3% of cash amount availed, whichever is higher

Cash advance interest charge

3.55%

Cashback limit

N/A

Rewards points expiry

No Expiration.

Product Review by iMoney Philippines

Substance and Style, In One

Having an RCBC Mango Credit Card opens your stylish lifestyle to a new world of perks and privileges all-year round. Take advantage of exclusive members-only sale events limited to cardholders while you enjoy 0% installment at any Mango, H.E. by Mango and Mango Touch stores. With guaranteed global recognition and worldwide acceptance, you also get priority notification in upcoming special offers as well as access to next season’s catalog line-up. What’s more is that you earn Rewards Points from all your purchases, as you receive 1 point for every ₱125 charged to your card. Get all the benefits you deserve as you shop stylishly while getting rewarded in return.

Fees and Charges of RCBC Mango Credit Card

Annual membership fee is waived for the first year. For the following year it will be ₱1,200 for principal cardholders and ₱900 for supplementary cardholders. The monthly interest rate is 3.5% and late payment charge is 7% of past due amount or ₱200, whichever is higher.

Are you eligible for an RCBC Mango Credit Card?

You are eligible to apply if you have a minimum monthly income of ₱13,333 and at least 21 years old. Supplementary cardholders are required to be at least 13 years of age.

Having a hard time finding what you need? Our team of experts would also recommend that you look at BDO Forever 21 Credit Card and Metrobank Femme Visa Credit Card, which may also help you decide.

Still unsure on what to get? To find out more features, we also suggest that you look at RCBC credit card requirements on our website to help you compare which one matches your need.