- Exclusive deals, discounts and privileges are available for this credit card
- Earn Flexible Rewards Points from all your purchases
- Use your card every time you shop and receive one (1) rewards point for every ₱36.00 charged to your card
- Priority Pass Airport Lounge Access provides access to, and all of the privileges of, more than 600 VIP lounges in major airports in over 100 countries worldwide for RCBC World Mastercard holders.
- Spend on your travels using your card and earn one (1) rewards point every time ₱36.00 is charged to your card
- Free Access to the Miascor and Skyview Lounges for the Principal cardholder plus one (1) travel companion
- Eat at your favorite restaurant and use your card to receive one (1) rewards point for every ₱36.00 charged to your card
- Fuel up using your card and get one (1) rewards point for every ₱125.00 spent on gas
- Use your card on groceries or drugstore spending and receive one (1) rewards point for every ₱125.00 spent
- Charge your travel tickets or tour packages to your RCBC Bankard to enjoy this FREE benefit.
- Free Travel Insurance (Travel Plus) up to P1,000,000 & Free Purchase Protection
Free Supplementary Card
Fast Bills Pay
- Have the convenience of easily paying all your utility bills (phone, water, electricity, and more) and even get reward points for your spending.
||₱3,600 (Annual fee is waived for the first year.)
|Min. monthly income
|Min. age for principal holder
21 and above
|Min. age for supplementary holder
13 years old and older
|Fee for supplementary holder
||Waived up to 9 supplementary card holders
||3.50% per month
|Must have postpaid account?
||Tax Identification Number (TIN) and SSS/GSIS No.
|Card Replacement Fee
|Sales Slip Retrieval Fee
|Late payment charge
₱200.00 or 7% of outstanding amount, whichever is higher
|Cash advance amount
30% of credit limit
|Cash advance charge
₱500.00 or 3% of cash amount availed, whichever is higher
|Cash advance interest charge
Same as credit card interest, 3.50%
|Rewards points expiry
Product Review by
With an RCBC World Credit Card, you are prepared with what the world has to offer. Enjoy a wide array of exclusive perks and privileges that will allow you to enter a whole new experience suited to your lifestyle. Benefit from Priority Pass Airport Lounge Access as well as MIASCOR Airport Lounge Service. You also get assistance from MasterCard Global Services in case of emergency situations, wherever you are. Feel more secure during your travels as you get free travel insurance coverage worth up to ₱1M. On top of all these advantages, you can get to earn flexible rewards points from all your purchases as you receive one rewards point for every ₱36 charged to your card. You can then use these points to redeem shopping vouchers, deposit to your account, or enjoy instant rebates with no limits.
Fees and Charges of RCBC World Credit Card
The annual membership fee for the first year is waived. Succeedingly, it will be ₱3,600 for the principal cardholder. Free lifetime annual membership fee for maximum of 9 supplementary cardholders. Interest rate is 3.5% per month and late payment fee is 7% of past due amount or ₱200, whichever is higher.
Are you eligible for an RCBC World Credit Card?
To apply, you need to have a minimum monthly income of ₱41,667 and must be at least 21 years of age. Supplementary cardholders must be 13 years old and above.
Are you considering other options? We can also suggest to look at Security Bank World Credit Card and Chinabank World Credit Card, which have comparable features that may interest you.
If you're still undecided, our team also recommends to check out other RCBC credit cards present on our website and choose which one fits your need.