• Min. Monthly Income

    ₱15,000

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱2,000

Feature Highlights
  • Enjoy worldwide acceptance at over 35.9 million merchants
  • Earn 1 Non-Expiring Rewards Point for every ₱20.00 that can be exchanged for airline miles, hotel loyalty points, shopping GCs & more.
Shopping
4/10
Utilities
3.5/10
Groceries
3/10
Travel
3/10
Dining
2.5/10
Entertainment
2/10

Shopping

  • Convert purchases to ChargeLight and pay for your transaction on 3 to 24 months installments
  • Be safe and secure with eSecure, a feature where you can set limits while shopping online
  • Shop using your Security Bank MasterCard Classic and earn 1 Rewards Point for every ₱20.00 you spend
  • Take advantage of exclusive shopping deals and privileges all year with your Security Bank MasterCard Classic

Utilities

  • With the use of the Bills Assist Online Facility, you can have the convenience of paying your utility bills by just enrolling a single time
  • Charge your utility bills to your Security Bank MasterCard Classic card and earn 1 rewards point for every ₱20.00 spent

Groceries

  • Use your Security Bank MasterCard Classic to pay your groceries and earn 1 rewards point for every ₱20.00 spent

Travel

  • Free Travel Insurance worth ₱200,000.00 when you purchase your ticket with your Security Bank MasterCard
  • Avail of exclusive privileges and travel deals all year-round with your Security Bank MasterCard Classic
  • Pay your travel expenses using your Security Bank MasterCard Classic and earn 1 rewards point for every ₱20.00 spent

Dining

  • Reward yourself with exclusive dining deals & privileges all year-round with your Security Bank MasterCard Classic
  • Use your Security Bank MasterCard Classic on your dining spending and earn 1 rewards point for every ₱20.00 spent

Entertainment

  • Get to enjoy privileges and exclusive entertainment deals with your Security Bank MasterCard Classic all year
  • Earn 1 Rewards Point for every ₱20.00 charged with your Security Bank MasterCard Classic

Other Features

  • Cash Advance

    • 30-50% of the credit limit and fees are either ₱500.00 or 5% of cash advance amount, whichever is higher

  • Balance Transfer

    • Combine and transfer your other credit cards' balances into one payment with interest for as low as 1.90%

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

  • Supplementary Card

    • You can have up to 5 supplementary cards issued to your immediate family to help manage your overall finances

  • Non-Expiring Rewards Points

    • Rewards points that you accumulate are non-expiring which you may exchange for exciting travel rewards

  • E-Statement

    • Go paperless and receive your Statement of Account straight from your email

  • Bills Assist

    • Payment of bills are now made quick and easy as you consolidate them with our Bills Assist online facility

  • Credit Card Services

    • Card holders can now enroll for eStatement of Account, change their mailing address, update their profile, or request for credit limit increase and Cash Advance Pin in just a click

  • Customer Service

    • Our customer support is dedicated to serve you 24/7 for all your inquiries and concerns

  • Security Bank Online Banking

    • With online banking, card holders can instantly check their last 10 transactions, view outstanding and available balance, cash advance and conversion of straight purchases to installment and download their Statement of Account any time

Card Information

Annual fee ₱2,000
Min. monthly income ₱15,000
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

16-65 years old

Fee for supplementary holder ₱1,000.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱400.00

Late payment charge

₱600.00 or 6% of minimum amount due, whichever is higher

Cash advance amount

30-50% of credit limit

Cash advance charge

₱500.00 or 5% of cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit

N/A

Rewards points expiry

No Expiration

Product Review by iMoney Philippines

Back To Basics

The Security Bank Classic MasterCard is your quintessential credit card that provides a variety of benefits on your essential spending. With this card, you are automatically eligible for a wide range of perks, promotions, and discounts whether local or abroad with MasterCard Promos. During your travels, easily purchase items with your card, wherever you are, with MasterCard’s vast network of partner merchants all across the globe. You are also entitled to non-expiring Rewards Points that you can earn and accumulate for every ₱20 charged to your card. Use these points to redeem various rewards of your choice. This card also lets you monitor your transactions easily with eSecure,where you can set limits on your online shopping.

Fees and Charges of Security Bank Classic MasterCard

The principal cardholder is required to pay an annual membership fee of ₱2,000 and ₱1,000 for the supplementary cardholder. 3.5% is the monthly interest rate. Late payment charge is ₱600 or 6% of the minimum amount due, whichever is higher.

Are you eligible for a Security Bank Classic MasterCard?

The principal cardholder must have a minimum ₱15,000 gross monthly income and must be 21-65 years old. Supplementary cardholders must be 16-65 years of age. Eligible up to 5 supplementary credit cards.

To find which card fits you, our team also suggests that you check out AUB Easy Credit Card and Standard Chartered Classic Credit Card, which have features similar to what you're interested in.

Still looking for other options? We also recommend that you look at the full line-up of Security Bank credit cards present on our website, and choose which one matches your lifestyle.