• Min. Monthly Income

    ₱21,667

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱2,000

Feature Highlights
  • Enjoy exclusive access to airport lounges worldwide (500+)
  • Get to earn 1 rewards point (non-expiring), every time you spend ₱20.00 using your card which you can accumulate and exchange for shopping GCs, hotel loyalty points, airline miles & more.
Travel
0/10
Insurance
0/10
Shopping
0/10
Dining
0/10
Entertainment
0/10
Groceries
0/10
Utilities
0/10

Travel

  • Regardless of your airline and class of travel, you get to enjoy the comforts of airport lounge access worldwide, with over 500+ airport lounges available
  • With Diners Club Privileges, get to enjoy dining and leisure deals such as complimentary international hotel room upgrades, free dishes, round of golf, and more at world-renowned establishments
  • Make perfect use of your reward points during your vacation as you exchange them for miles on 9 major airlines and your loyalty points at leading hotels worldwide
  • Use your card globally in more than 185 countries and territories. Enjoy international acceptance with millions of merchants worldwide and get easy Cash Access through more than 1 million ATMs around the world
  • Use your Diners Club International card and get 1 Rewards Point for every ₱20.00 spent

Insurance

  • Feel safe when you travel. Enjoy up to ₱500,000.00 worth of travel insurance for losses and inconveniences when you pay for your travel tickets with your Diners Club International

Shopping

  • Get to enjoy exclusive, all-year shopping privileges and deals with your Diners Club International
  • Enjoy the option of converting your purchases to ChargeLight and pay on 3 to 24 month installments
  • Every time ₱20.00 is charged to your Diners Club International card, you get to earn 1 rewards point

Dining

  • Experience unique dining privileges such as free dishes and exclusive access to kitchen tours at The World’s 50 Best Restaurants with Diners Club Dining Privileges
  • Avail of dining deals and privileges all-year round, exclusively with your Diners Club International card
  • Every time ₱20.00 is charged to your Diners Club International card, you get to earn 1 rewards point

Entertainment

  • Get access to exclusive international travel deals such as golf, travel and more with Diners Club Privileges and Diners Club International
  • Use your Diners Club International card on your entertainment spending and earn 1 rewards point for every ₱20.00 charged

Groceries

  • Earn 1 Rewards Point for every ₱20.00 charged with your Diners Club International

Utilities

  • Earn 1 Rewards Point for every ₱20.00 charged with your Diners Club International
  • Enjoy the convenience of paying all of your utility bills with one time enrollment using our Bills Assist Online Facility

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱500.00 or 5% of the cash advance amount, whichever is higher

  • Balance Transfer

    • With balance transfer, you can take your other credit cards' balances and combine it into one single payment with interest rate for as low as 1.90%

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

  • Supplementary Card

    • Supplementary cards (max. of 5) can be issued to help you manage your immediate family's finances

  • Dual Currency Billing

    • Enjoy the convenience of having to pay your international transactions in US Dollars

  • Non-Expiring Rewards Points

    • Earn and accumulate your non-expiring, reward points which you can convert into exciting travel rewards

  • E-Statement

    • Help the environment as you go paperless and receive your Statement of Account straight to your email

  • Bills Assist

    • Quickly pay your bills with ease as you consolidate them with our online Bills Assist facility

  • Credit Card Services

    • Cardholders can now update their profile, enroll for eStatement of Account, change their mailing address, request for credit limit increase and Cash Advance Pin in just a click

  • Customer Service

    • Contact our dedicated customer service 24/7, for all of your concerns and inquiries

  • Security Bank Online Banking

    • With our online banking system, card holders may view their last 10 transactions in real time, as well as their outstanding and available balance, cash advance and conversion of straight purchases to installment with the option of downloading their Statement of Account on demand

Card Information

Annual fee ₱2,000
Min. monthly income ₱21,667
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

16-65 years old

Fee for supplementary holder ₱1,000.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱400.00

Late payment charge

₱600.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

30% of the credit limit

Cash advance charge

₱500.00 or 5% of the cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit

N/A

Rewards points expiry

No Expiration

Product Review by iMoney Philippines

Exceptional Travels

If traveling is your thing, then your search for the right card stops here. Security Bank Diners Club International Credit Card provides multiple benefits for the frequent flyer. Take a break and unwind in the best airport lounges worldwide as well as exclusive access to local MIASCOR lounges. Your purchases abroad are now made easier as you get the option to pay international transactions in US Dollars. You can also fly safe and sound with free travel insurance coverage worth up to ₱5M just by purchasing your airfare tickets using your card. With all the advantages, you can also earn non-expiring Rewards Points on your purchases which you can accumulate and exchange for travel rewards.

Fees and Charges of Security Bank Diners Club International Credit Card

Annual membership fee is ₱2,000 for principal cardholder and ₱1,000 for supplementary cardholder. Monthly interest rate is 3.5% and late payment fee is ₱600 or 6% of the minimum amount due, whichever is higher.

Are you eligible for a Security Bank Diners Club International Credit Card?

You can apply as a principal cardholder if you have at least ₱21,667 gross monthly income and between 21 to 65 years of age. Supplementary cardholders must be 16 to 65 years of age. You can have up to 5 supplementary cardholders.

Here's a couple of cards to consider based on our team's recommendations: BPI Delta SkyMiles Platinum Credit Card and Metrobank World Credit Card. Both cards hold similar benefits that you may find relevant.

If you're looking for more choices, we suggest that you check out other Security Bank credit cards on our website and compare which card fits your need.