• Min. Monthly Income


  • Interest Rate

    3.25% /month

  • Annual Fee


Feature Highlights
  • Annual Fee Waiver with Minimum Spend
  • Enjoy the comfort of airport lounge access with 1 guest, regardless of airline and class at MIASCOR (NAIA 1) and Davao International Airport
  • Earn 1 Non-Expiring Rewards Point for every ₱20.00 that can be exchanged for airline miles, shopping GCs & more


  • Convert purchases to ChargeLight and pay for your transaction on 3 to 24 months installments
  • Benefit from eSecure, an online shopping feature that lets you set your own limit with your online purchases
  • Enjoy exclusive year-round shopping deals & privileges for Security Bank MasterCard Platinum & MasterCard Moments
  • Shop with your Security Bank MasterCard Platinum and receive 1 Rewards Point for every ₱20.00 spent


  • Purchase your airfare ticket using Security Bank MasterCard Platinum and get free travel insurance worth ₱5,000,000.00
  • Enjoy worldwide acceptance at over 35.9 million merchants
  • Enjoy exclusive year-round travel deals & privileges for Security Bank MasterCard Platinum & MasterCard Moments
  • As you shop while you travel, every ₱20.00 charged to your Security Bank MasterCard Platinum earns you 1 Rewards Point


  • With just a one time enrollment, you can conveniently pay for all your utility bills with Bills Assist Online Facility
  • Pay your bills with your Security Bank MasterCard Platinum and get to earn 1 Rewards Point for every ₱20.00 spent


  • With your Security Bank MasterCard Platinum, make your dining experiences more enjoyable as you avail of exclusive deals and dining privileges all year-round
  • Use your Security Bank MasterCard Platinum as you dine out and get to earn 1 Rewards Point for every ₱20.00 charged to your card


  • Your Security Bank MasterCard Platinum entitles you to exclusive leisure deals & entertainment privileges for the entire year
  • With every ₱20.00 charged to your Security Bank MasterCard Platinum on your entertainment and leisure spending, earns you 1 Rewards Point


  • Having Security Bank MasterCard Platinum lets you enjoy special deals and exclusive privileges for your daily supermarket purchases, all year-round
  • Earn 1 Rewards Point for every ₱20.00 charged with you Security Bank MasterCard Platinum

Other Features

  • Cash Advance

    • 50% of the credit limit and fees are either ₱500.00 or 5% of cash advance amount, whichever is higher

  • Balance Transfer

    • Get interest rate for as low as 1.9% when you transfer the balance from your other credit cards and combine to one payment

  • Flexible Payment Options

    • 0% Installment at participating merchants and ChargeLight Installment Plans

  • Supplementary Card

    • You can have an additional 5 supplementary cards issued to your immediate family to help manage finances

  • MasterCard Moments

    • Exclusive access to MasterCard promos worldwide

  • Non-Expiring Rewards Points

    • Earn points while you shop and exchange your accumulated non-expiring points to redeem exciting rewards

  • E-Statement

    • Never miss your Statement of Account as your receive it straight to your email

  • Bills Assist

    • Have the convenience of fast and easy bills payment with our Bills Assist online facility

  • Security Bank Online Banking

    • Allows credit cardholders to view their last 10 transactions, outstanding and available balance, cash advance and conversion of straight purchases to installment in real time & download their Statement of Account on demand

  • Credit Card Services

    • Credit card holders are eligible to use online facilities such as updating their profile, changing their mailing address, request for increase in credit limit, or enroll for eStatement of Account, in just a click

  • Customer Service

    • Get quick and worry free assistance with our 24/7 customer service, dedicated to answering any inquiries & concerns

Card Information

Annual fee ₱4,000 (Annual fee is waived for the first year.)
Min. monthly income ₱108,334
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

16-65 years old

Fee for supplementary holder ₱2,500.00
Finance charges 3.25% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee


Late payment charge

₱600.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

50% of credit limit

Cash advance charge

₱500.00 or 5% of the cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.25%

Cashback limit


Rewards points expiry

No expiry

Product Review by iMoney Philippines

Premium Possibilities

Delight in premier benefits that Security Bank Platinum Credit Card has to offer. Whether local or abroad, take advantage of privileges that guarantee convenience and security for you and your family. Your international purchases are made easier with dual currency billing options where you can pay transactions in US Dollars. You can also relax and unwind at the airport as you get exclusive access to MIASCOR lounges. If you need immediate assistance, a 24/7 concierge service will be ready to attend to your concern. Attain peace of mind during your trip as you get free travel insurance coverage worth up to ₱10M. Aside from all the advantages, your purchases lets you earn reward points that you can exchange for airline miles, gift checks, and more.

Fees and Charges of Security Bank Platinum Credit Card

Annual membership fee is ₱4,000 for the principal cardholder and ₱2,500 for the supplementary cardholder. Monthly interest is 3.25% and late payment fee is ₱600 or 6% of the minimum amount due, whichever is higher.

Are you eligible for a Security Bank Platinum Credit Card?

To apply as a principal cardholder, you must at least have a minimum income of ₱108,333 per month and between 21-65 years old. Minimum 16 years of age for supplementary cardholders.

We aim to provide any assistance we can offer, and our team also recommends checking out BDO Platinum Credit Card and Chinabank Platinum Credit Card which have similar features to help out on your search.

If you're still looking for more options, we suggest that you also consider other Security Bank credit cards available on our site and choose the one that matches your requirements.