• Min. Monthly Income


  • Interest Rate

    3.5% /month

  • Annual Fee


Feature Highlights
  • 4% Fuel Rebate at SeaOil Stations
  • 24/7 Roadside Assistance
  • Free ₱500.00 worth of Fuel Upon Card Activation


  • 4% Rebate on SeaOil fuel purchases
  • 10% Off on SeaOil Lubricants


  • Use your Diners Club SeaOil card every time you spend on dining and earn 1 Rewards Point for every ₱20.00 charged


  • 24/7 Roadside Assistance that covers towing and minor on site repairs
  • Provide information services such as traffic & weather updates, breaking news, nearest SeaOil stations
  • Avail of international hotel, leisure & dining deals such as complimentary room upgrades, round of golf, free dishes & more at world renowned establishments with Diners Club Privileges


  • Use your Diners Club SeaOil card for your entertainment expenses and receive 1 Rewards Point every time ₱20.00 is charged to your card


  • Use ChargeLight to pay for your transactions as you convert purchases into 3-24 monthly installments
  • As a Diners Club SeaOil cardholder, you get to enjoy exclusive shopping privileges and deals all year with Diners Club Privileges


  • With just one time enrollment for all utility bills, experience payment convenience with Bills Assist Online Facility.
  • Use your Diners Club SeaOil card when paying bills and get to earn 1 Rewards Point for every ₱20.00 spent

Other Features

  • Balance Transfer

    • Transfer outstanding balances from your other cards and combine them into one payment, and pay interest for as low as 1.9%.

  • Flexible Payment Options

    • With ChargeLight Installment Plans, use your card to shop at participating establishments at 0% interest rate.

  • Supplementary Card

    • Get up to 5 supplementary cards to share with your immediate family and help manage their finances.

  • Cash Advance

    • You can receive a cash advance amount of up to 30% of your credit limit.

  • Diners Club Privileges

    • Exclusive dining & travel experiences around the world from Diners Club.

  • Security Bank Online Banking

    • With Security Bank Online Banking, you can download your statement of account on demand, easily access your outstanding and available balance, and view your last 10 transactions with ease. You can also access your cash advance status and conversion of straight purchases to installment in real time.

  • Customer Service

    • Seek assistance 24/7 on any concerns and inquiries with a dedicated customer service.

  • Bills Assist

    • Quick and easy bills payment as you consolidate them using the Bills Assist online facility.

  • Credit Card Services

    • With the convenience of a click, cardholders can request for a change in their mailing address, easily update their profile, request for eStatement of Account or Cash Advance Pin, or enroll for an increase in their credit limit.

Card Information

Annual fee ₱1,500 (Annual fee is waived for the first year.)
Min. monthly income ₱16,667
Min. age for principal holder

21-65 years old

Min. age for supplementary holder

16-65 years old

Fee for supplementary holder 750.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee


Late payment charge

₱600.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱500.00 or 5% of the cash advance amount, whichever is higher.

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit


Rewards points expiry

No Expiration

Product Review by iMoney Philippines

The Motorist’s Choice

If you’re an enthusiastic car aficionado, an active road warrior, or simply enjoy laid back weekend road trips with the family, then Security Bank SeaOil Credit Card is all you’ll need. Gas cost will never be a bother as you get 4% rebate on fuel purchases at SeaOil gas stations. If you feel burdened by maintenance expenses, this card will give you up to 10% discount on SeaOil lubricants. Your travels will also be worry-free as you get 24/7 roadside assistance, including emergency towing and minor on-site repairs. On top of these, your purchases let you earn 1 Reward Point for every ₱20 charged to your card, plus opportunities for exclusive privileges and discounts all year.

Fees and Charges of Security Bank SeaOil Credit Card

Annual membership fee is ₱1,500 for principal cardholder and ₱750 for supplementary cardholder. Interest rate is only 3.5% per month and late payment fee is ₱600 or 6% of the minimum amount due, whichever is higher.

Are you eligible for a Security Bank SeaOil Credit Card?

If you are interested to apply, you just need a minimum gross monthly income of ₱10,000 and between 21 to 65 years old to be a principal cardholder. Supplementary cardholders must be 16 to 65 years of age.

We would like to offer our recommendations to help you out in choosing the right card. You can also check out Union Bank Phoenix Petroleum Visa Credit Card and BPI Petron Credit Card, which have similar features that you can also consider.

Still not the credit card that matches your requirements? We also suggest looking at other Security Bank credit cards which could be a better fit based on your needs.