• Min. Monthly Income


  • Interest Rate

    3.5% /month

  • Annual Fee


Feature Highlights
  • 3% Rebate on all dining spends
  • 3% Rebate on all department store spends
  • 0.3% Rebate on everything else


  • 3% rebate on all dining spends.


  • 0.30% Rebate on everything else.


  • 0.30% Rebate on everything else.


  • 3% rebate on all department store spends


  • 0.30% Rebate on everything else.

Other Features

  • Global Acceptance
    • Worry free shopping in over 1,000 stores nationwide and more than 30 million commercial establishments across the globe.
  • Supplementary Cards
    • Provide up to four (4) supplementary cards to your immediate family members above 16 years of age.
  • Cash Advance
    • Apply for cash advance and receive up to 30% of your credit limit.
  • Cashback Limit
    • Cardholders shall earn 0.3% Cash Rewards for all completed Eligible Transactions, regardless of the establishment's Merchant Category. In addition to the 0.3% Cash Rewards, principal Cardholders shall earn 2.7% Cash Rewards for all completed Eligible Transactions of up to ₱15,000.00 made at establishments classified under the Promoted Categories, per month. Transactions exceeding the ₱15,000.00 monthly limit shall continue to earn 0.3% Cash Rewards.
  • Balance Transfer
    • Get low monthly interest rate of 0.88% for a lock-in tenure of 12 months.
  • Installment Plan
    • Get flexible, 0% interest Installment Payment Plan when you shop at participating merchants. Decide which payment scheme is right for you (3, 6, 12, 18 or 24 months). Also, you can convert prior purchases (single receipt of P5,000) to installments.
  • Visa Platinum Privileges
    • VISA Platinum Customer Care. A customer care hotline dedicated just for you.
    • VISA Dining. Fine Dining choices across the Asia Pacific region.
    • VISA Golf - Enjoy complimentary tee-offs all year round at over twenty-five of the region’s best greens. Or get into the swing of the game with access to the world’s famous golf clubs.
    • Enjoy five-star privileges, specially handpicked for you. Whether you prefer pampering spa retreats or sunny beach villas, you discover an enticing selection with Visa Platinum Club.
    • Enjoy year round discounts and benefits when you dine and shop at Resorts World Manila.
  • Added Services
    • Never worry about forgetting to pay your bills with Auto Charge. Just enroll all of your monthly commitments and subscriptions, and you’re all set.
    • Do everything at the convenience of your home with Standard Chartered Online. Pay your bills, view account information, and manage finances anytime.
    • Get to pay bills more conveniently over the counter in BDO, RCBC Savings Bank, SM Bills counter Payment and Save More Payment centers.
    • With EZPay Anything, purchase items easily whether you’re buying a new appliance, a pair of jeans, or a nice wristwatch. Just charge it to your card and also get to convert your regular purchases to easy 3, 6, 12, 24, 36 or 48 equal monthly installment plans.
    • Receive the latest offers and current promotions faster, as well as your statement of account, all via email with Electronic Statement.

Card Information

Annual fee ₱2,750 (Annual fee is waived for the first year.)
Min. monthly income ₱18,333
Min. age for principal holder

At least 21 years of age or older

Min. age for supplementary holder

16 years old and above

Fee for supplementary holder ₱1,375.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee


Late payment charge

₱600.00 or 7.50% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

4% of each cash advance amount or ₱375.00, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit


Rewards points expiry

No Expiration.

Product Review by iMoney Philippines

Exquisite Rewards Anytime, Anywhere

If you are looking to make your spending earn for you, look no more. With Standard Chartered Bank Platinum Cash Rewards Credit Card, you can get up to 3% cash rebate on all dining and department store spends, and 0.3% on all other spending. This card lets you enjoy one of the highest rebates, whenever and wherever you are, and have it reflected on your monthly billing statement for maximum convenience. You are also entitled to a wide variety of exclusive perks and promotions through Visa Platinum Privileges. Whether you’re into leisure, dining, or entertainment, there’s always something that will appeal to your lifestyle. Aside from all the benefits, you can also take advantage of Standard Chartered Rewards Program that lets you receive exciting freebies and various rewards all year.

Fees and Charges of Standard Chartered Platinum Cash Rewards Credit Card

For the principal cardholder, annual membership fee is ₱2,750 and ₱1,375 for the supplementary cardholder. Interest rate is 3.5% per month and late payment fee is ₱600 or 7.5% of the minimum amount due, whichever is higher.

Are you eligible for a Standard Chartered Platinum Cash Rewards Credit Card?

To apply as a principal cardholder, you must have ₱18,333 minimum gross monthly income and at least 21-70 years old. For supplementary cardholders, they have to be at least 16 years old. You can enroll up to 5 supplementary credit cards.

Need help in choosing the right card? Here's some of our team's suggestions that might interest you: Citibank Rewards Credit Card and Security Bank Complete Cashback Credit Card, both have features similar to what may be relevant to your search.

If you still have other features in mind, you can also consider viewing more Standard Chartered credit cards available on our site, and choose which matches you best.