• HSBC Platinum Card
    • Use your card when you dine or shop and get 4x reward points
    • 4x points for Overseas Spending
    • Enjoy deals and privileges exclusive only to cardholders.
    Interest Rate (monthly) 3.5%
    Balance Transfer (monthly) -1%
    Annual Fee ₱5,000
    Verdict

    Use this card abroad and earn 4x the rewards points. Be protected with P20 million travel insurance when you purchase tickets. And enjoy a free flight to Hong Kong when you spend your first P10,000.

  • BPI Delta SkyMiles Classic Card
    • Fly with Delta Airlines with your points
    • Exclusive deals available to all BPI credit cardholders
    Interest Rate (monthly) 3.5%
    Balance Transfer (monthly) 0.79%
    Annual Fee ₱2,050
    Verdict

    Earn 1 SkyMiles mile for every ₱45 you spend, which you can redeem for free flights with Delta or its partners. Charge your airline tickets to this card and get ₱10 million travel insurance. Also enjoy the lowest currency conversion rates at 1.75%.

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