Min. Monthly Income
- Exclusive deals only available to UCPB credit cardholders
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The UCPB Classic Card is a simple, no-frills, all-around credit card that offers the basic essentials needed in your everyday spending. Internationally accepted and recognized worldwide, you can travel hassle-free and pay your purchases without any worries. With over 30 million partner merchants abroad as well as 100,000 found locally, you’ll surely have enough options to choose from. You can also benefit from exclusive perks, discounts, and promotions, available only to cardholders. Take advantage of UCPB’s wide-ranging rewards program and receive a variety of bonuses as you get 1 point for every ₱30 charged to your card. Accumulate these points and use it to redeem various rewards of your choice.
Fees and Charges of UCPB Gold Credit Card
For the first your annual membership fee is waived. Succeedingly, it will be ₱1,200 for the principal cardholder and for the supplementary cardholder it will be ₱600. Interest rate is 3.5% per month and late payment fee is 5% of outstanding amount or ₱500, whichever is higher.
Are you eligible for a UCPB Gold Credit Card?
To be eligible, a principal cardholder must have a minimum gross income of at least ₱40,000 per month, for a new card applicant or ₱20,833.33 for applicants with existing credit card. Another requirement is to be at 21-65 years of age. Supplementary cardholders must be 13 years and above.
Still unsure on which card to pick? We can help you out with the following recommendations. Check out AUB Easy Credit Card and PNB Essentials Credit Card as both have features relevant to what you're searching for.
If you're still undecided, you can get more details when you view other UCPB credit cards on our website that can help you find the right card.