• Min. Monthly Income

    ₱40,000

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱1,200

Feature Highlights
  • Exclusive deals only available to UCPB credit cardholders
Dining
0/10
Entertainment
0/10
Groceries
0/10
Shopping
0/10
Travel
0/10

Dining

  • Extensive Rewards Program with 1 point for every ₱30.00 spent

Entertainment

  • Extensive Rewards Program with 1 point for every ₱30.00 spent

Groceries

  • Extensive Rewards Program with 1 point for every ₱30.00 spent

Shopping

  • Extensive Rewards Program with 1 point for every ₱30.00 spent

Travel

  • Extensive Rewards Program with 1 point for every ₱30.00 spent

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱500.00 or 3% of the cash advance amount, whichever is higher

  • Balance Transfer

    • 12.00% per annum for a lock-in tenure of 12 months

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

  • Accepted Nationwide

    • Use anywhere in the world with MasterCard’s more than 30 million merchants and 100,000 merchants in the Philippines

  • 24-hour Customer Service

    • 24/7 worldwide customer service for UCPB credit card holders

Card Information

Annual fee ₱1,200 (Annual fee is waived for the first year.)
Min. monthly income ₱40,000 (₱20,833.33 (with existing card))
Min. age for principal holder

21 and above

Min. age for supplementary holder

13 years old and older

Fee for supplementary holder ₱600.00
Finance charges 3.50% per month
Must have postpaid account? No
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

--

Sales Slip Retrieval Fee

--

Late payment charge

₱500.00 or 5% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱500.00 or 3% of cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Philippines

Still unsure on which card to pick? We can help you out with the following recommendations. Check out AUB Easy Credit Card and PNB Essentials Credit Card as both have features relevant to what you're searching for.

If you're still undecided, you can get more details when you view other UCPB credit cards on our website that can help you find the right card.