Min. Monthly Income
- Exclusive deals only available to UCPB credit cardholders
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With UCPB Gold Credit Card, you get everything you’ll ever need in a credit card. Travel with confidence as you make purchases abroad with worldwide acceptance and recognition to over 30 million international partner merchants as well as 100,000 local stores. You can also take advantage of exclusive offers, privileges, and discounts only available to cardholders. With its extensive rewards program, avail of various benefits as you earn 1 point for every ₱30 charged to your card. These points can be accumulated and exchanged for numerous rewards of your choice.
Fees and Charges of UCPB Gold Credit Card
Annual membership fee is waived for the first year. Subsequently, it will be ₱2,500 for the principal cardholder and ₱1,250 for the supplementary cardholder. Monthly interest rate is 3.25% and late payment fee is ₱500 or 5% of outstanding amount, whichever is higher.
Are you eligible for a UCPB Gold Credit Card?
To apply as a principal cardholder, you are required to have a minimum gross monthly income of at least ₱40,000 if you are a new card applicant or ₱20,833.33 if you have an existing credit card. You also have to be at least 21 to 65 years of age. Supplementary cardholders should be at least 13 years of age and older.
If you have questions on which card to choose, our team offers some recommendations such as Standard Chartered Gold Credit Card and Union Bank Gold Credit Card, having similar features which could help on your search.
Still not the right card? We also suggest to view our website and browse for more UCPB credit cards, that matches your needs.