• Min. Monthly Income

    ₱50,000

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱1,500

Feature Highlights
  • Enjoy dining privileges at Burgoo and its sister restaurants
Dining
7/10
Shopping
5/10
Entertainment
4/10
Groceries
4/10

Dining

  • Get as much as 15% discount at Burgoo, Eat&Go, and Gumbo all year-round for dining transactions between ₱300 to ₱5,000
  • Earn 1 point for every ₱20 you spend with your Burgoo Visa Card. Redeem your points for free dining vouchers at Burgoo.
  • Get as much as 20% discount when you dine at Burgoo, Eat&Go, and Gumbo using your Burgoo Visa Card as your birthday treat.
  • 0% interest for 3 months installment on your party packages

Shopping

  • Earn 1 point for every ₱20 you spend with your Burgoo Visa Card. Redeem your points for free dining vouchers at Burgoo.

Entertainment

  • Earn 1 point for every ₱20 you spend with your Burgoo Visa Card. Redeem your points for free dining vouchers at Burgoo.

Groceries

  • Earn 1 point for every ₱20 you spend with your Burgoo Visa Card. Redeem your points for free dining vouchers at Burgoo.

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱300.00 or 6% of the cash advance amount, whichever is higher

  • Balance Transfer

    • 13.86% per annum for a lock-in tenure of 14 months

  • Installment Plan

    • Pay up to 36 monthly installment terms at 0% interest

  • Auto-charge Facility

    • Auto-charge your utility bills to your UnionBank credit card.

  • Credit Life Insurance

    • Financial protection for you and your family which covers up to ₱400,000 of your outstanding balance in the event of untimely death, permanent or temporary disability

  • Unlimited Number of Supplementary Card

    • Share the limitless possibilities of your UnionBank Credit Card to as many family members and friends who are at least 14 years old!

Card Information

Annual fee ₱1,500
Min. monthly income ₱50,000
Min. age for principal holder

18-60 years old

Min. age for supplementary holder

14-60 years old

Fee for supplementary holder ₱750.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱200.00

Late payment charge

₱500.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱300.00 or 6% of cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit

N/A

Rewards points expiry

No Expiration

Product Review by iMoney Philippines

Foodie’s Delight

Bring your loved-one, family, or friends to Burgoo or its sister restaurants and experience delightful dining with your Union Bank Burgoo Visa Credit Card. Pick any branch closest to you and choose between Burgoo, Gumbo, and Eat&Go restaurants to enjoy as much as 20% discount on dining transactions for your birthday, and up to 15% all year for a minimum spend. You can also get free appetizer for first time use of your card at any Burgoo branch. If you enjoy eating, then you’ll also enjoy earning rewards as you get 1 reward point for every ₱20 charged to you card. You can use your accumulated points to get free dining vouchers which you can share with your family and friends. You are also entitled to get 0% interest on party packages with up to 3 months installment plan.

Fees and Charges of Union Bank Burgoo Visa Credit Card

An annual membership fee of ₱1,500 is required for the principal cardholder and ₱750 for the supplementary cardholder. The interest rate is 3.5% per month and late payment charge is 6% of the minimum amount due or ₱500, whichever is higher.

Are you eligible for a Union Bank Burgoo Visa Credit Card?

If you want to apply as a principal cardholder, the required minimum monthly gross income is ₱50,000 and you must be at least 18 to 60 years old. You can apply for an infinite number of supplementary cards as long as the cardholder is 14 to 60 years of age.

If you haven't found what you're looking for, our team would like to suggest looking at these cards, Union Bank Racks Visa Credit Card and RCBC LJC Credit Card. These cards offer features that are similar to what you're looking for.

Check out more options by viewing the full line-up of Union Bank credit cards present on our site and find out which card matches your requirements.