• Min. Monthly Income

    ₱50,000.00

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱3,000.00

Feature Highlights
  • Get early alerts to ALL Cebu Pacific seat sales plus exclusive sales.
Gas
6/10
Groceries
6/10
Travel
7/10
Shopping
6/10
Dining
6/10

Gas

  • Earn 1 GetGo point for every ₱30 spend

Groceries

  • Earn 1 GetGo point for every ₱30 spend

Travel

  • Earn 1 GetGo point for every ₱30 spend

Shopping

  • Earn 1 GetGo point for every ₱30 spend

Dining

  • Earn 1 GetGo point for every ₱30 spend

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱300.00 or 6% of the cash advance amount, whichever is higher

  • Installment Plan

    • Pay up to 36 monthly installment terms at 0% interest

  • Auto-charge Facility

    • Auto-charge your utility bills to your UnionBank credit card.

  • Credit Life Insurance

    • Financial protection for you and your family which covers up to ₱400,000 of your outstanding balance in the event of untimely death, permanent or temporary disability

  • Unlimited Number of Supplementary Card

    • Share the limitless possibilities of your UnionBank Credit Card to as many family members and friends who are at least 14 years old!

Card Information

Annual fee ₱3,000.00
Min. monthly income ₱50,000.00
Min. age for principal holder

18-60 years old

Min. age for supplementary holder

14-60 years old

Fee for supplementary holder ₱1,500.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱200.00

Late payment charge

₱500.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱300.00 or 6% of cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit

N/A

Rewards points expiry

No Expiration

Product Review by iMoney Philippines

Fast and Free Flights

Travel to destinations of your choice for free with Union Bank Cebu Pacific GetGo Gold credit card. Get to enjoy free flights as you accumulate GetGo points faster with one point for every ₱30 credit card spend. You’ll also receive early notification on seat sales to give you the advantage of booking ahead of everyone else. Travelling abroad is also worry-free with worldwide VISA acceptance along with exclusive perks and privileges you’ll surely benefit from.

Fees and Charges of Union Bank Cebu Pacific GetGo Gold

The annual membership fee for principal cardholders is ₱3,000 and ₱1,500 for supplementary cardholders. The interest charge is 3.5% monthly effective interest rate. Interest will be automatically charged if you’ll only pay the minimum amount due or an amount less than the total amount due for the billing period. Late payment charge is 6% or ₱500, whichever is higher.

Are you eligible for a Union Bank Cebu Pacific GetGo Gold?

You are qualified to apply as a principal cardholder if you are earning at least ₱50,000 monthly income. You should also be at least 18 to 60 years of age. For supplementary cardholders, you must be at least 14 years old. You can apply for an unlimited number of supplementary credit cards.

If you're looking for a similar card, we recommend that you also take a look at BPI Delta SkyMiles Classic Card and PNB Mabuhay Miles Platinum MasterCard, both of which have common features and benefits that you might be interested in.

For alternative options with the same bank, there are a lot of choices being offered and we suggest to compare all Union Bank credit card features available on our website to assist on your search for the right card based on your need.