• Min. Monthly Income

    ₱100,000.00

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱5,000.00

Feature Highlights
  • Get early alerts to ALL Cebu Pacific seat sales plus exclusive sales.
  • Complimentary airport lounge access.
  • 5kg extra baggage allowance on Cebu Pacific flights for FREE.
Gas
6/10
Groceries
6/10
Travel
7/10
Shopping
6/10
Dining
6/10

Gas

  • Earn 1 GetGo point for every ₱30 spend

Groceries

  • Earn 1 GetGo point for every ₱30 spend

Travel

  • Earn 1 GetGo point for every ₱30 spend

Shopping

  • Earn 1 GetGo point for every ₱30 spend

Dining

  • Earn 1 GetGo point for every ₱30 spend

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱300.00 or 6% of the cash advance amount, whichever is higher

  • Installment Plan

    • Pay up to 36 monthly installment terms at 0% interest

  • Auto-charge Facility

    • Auto-charge your utility bills to your UnionBank credit card.

  • Credit Life Insurance

    • Financial protection for you and your family which covers up to ₱400,000 of your outstanding balance in the event of untimely death, permanent or temporary disability

  • Unlimited Number of Supplementary Card

    • Share the limitless possibilities of your UnionBank Credit Card to as many family members and friends who are at least 14 years old!

Card Information

Annual fee ₱5,000.00
Min. monthly income ₱100,000.00
Min. age for principal holder

18-60 years old

Min. age for supplementary holder

14-60 years old

Fee for supplementary holder ₱2,500.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱200.00

Late payment charge

₱500.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱300.00 or 6% of cash advance amount, whichever is higher

Cash advance interest charge
Cashback limit

N/A

Rewards points expiry

No Expiration

Product Review by iMoney Philippines

Flying Perks Galore

Experience stress and hassle-free travelling with Union Bank Cebu Pacific GetGo Platinum credit card. Purchase your airfare tickets using your credit card and receive complimentary comprehensive travel insurance worth ₱10M! You are also eligible to exclusive deals and discounts in any location both local and abroad with worldwide VISA acceptance. Aside from this, you get to enjoy free 5kg extra baggage allowance, access to airport lounges, and priority check-in on Cebu Pacific flights. You’ll also receive advance notification regarding seat sales all year.

Fees and Charges of Union Bank Cebu Pacific GetGo Platinum

For principal cardholders, you are required to pay an annual membership fee of ₱5,000. Whereas supplementary cardholders must pay an annual membership fee of ₱2,500. The monthly charge is 3.5% effective interest rate. Late payment fee is 6% of the outstanding balance or ₱500, whichever is higher. Payment of the minimum amount due or any amount less than the total amount due for the billing cycle will automatically incur interest.

Are you eligible for a Union Bank Cebu Pacific GetGo Platinum?

You can become a principal cardholder if you have at least ₱100,000 gross monthly income. You must also be at least 18 to 60 years old. You can apply for an unlimited number of supplementary credit cards for as long as the supplementary cardholder is at least 14 years of age.

Still interested in alternative options? We would suggest the following cards, BDO Diners Club Premiere Credit Card and RCBC Bankard World Credit Card, as they are both similar in terms of exclusive privileges and perks that you can definitely benefit from.

If you want to check out a different set of cards coming from the same bank, there are other important features that's worth considering such as Union Bank credit card balance transfer options with details readily available on our website, as we hope to provide you with the relevant information you need in choosing the best credit card for your needs.