Min. Monthly Income
- Exclusive deals only available to Union Bank credit cardholders
Product Review by
If you live a fast-paced life, being on top of you game is your first priority. With Union Bank Classic Credit Card, you can take advantage of all the features and benefits that matches your executive lifestyle. If you find the features of a regular credit card lacking, then this card is a perfect fit as it provides shopping discounts and exclusive privileges all year, wherever you are. Enjoy payment convenience as you get 0% interest on instalment terms of up to 36 months. You can also automatically charge your essential bills such as utilities and insurance payments so it won’t be overlooked. Your purchases will also earn you 1 Reward Point for every ₱35 charged to your card. Accumulate these points to redeem a wide-range of rewards from gift certificates, movie and airfare tickets, to gas purchases and even cash rebates to pay off your card’s annual fee.
Fees and Charges of Union Bank Classic Credit Card
The annual membership fee for the principal cardholder is ₱1,500 and ₱750 for the supplementary cardholder. Effective interest rate per month is 3.5% and the late payment charge is 6% of the minimum amount due or ₱500, whichever is higher.
Are you eligible for a Union Bank Classic Credit Card?
To become eligible, a principal cardholder must have at least ₱50,000 gross income per month and must be 18 to 60 years old. You can apply for any amount of supplementary cards given that the cardholder is at least 14 to 60 years of age.
If you're still searching for alternative options, our team recommends that you also consider viewing Maybank Classic Credit Card and AUB Easy Credit Card, which have similar features that may just be what you're looking for.
Having difficulty making a decision? There are still other options available and we suggest to check our site for more Union Bank credit cards that may fit your requirement.