• Min. Monthly Income

    ₱50,000.00

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱1,500.00

Feature Highlights
  • Designed to help you manage your business and your employees’ expenses
Shopping
6/10
Travel
6/10
Dining
5/10
Entertainment
5/10
Insurance
3/10

Shopping

  • They’ve lined up a whole lot of discounts, perks and freebies in shopping, leisure and service outlets nationwide.
  • Enjoy 0.5% cash rebates from your employees’ card spending which will be credited back to you every year.
  • If you prefer to reward your employees instead of availing of the rebates, every ₱20 spend on their Corporate Credit Cards will earn them 1 rewards point.

Travel

  • Relax and enjoy stress-free travel. As a UnionBank Corporate Visa cardholder, you have free access to the Club Manila Lounge located at the NAIA Terminal 1.
  • Enjoy 0.5% cash rebates from your employees’ card spending which will be credited back to you every year.
  • If you prefer to reward your employees instead of availing of the rebates, every ₱20 spend on their Corporate Credit Cards will earn them 1 rewards point.

Dining

  • Enjoy 0.5% cash rebates from your employees’ card spending which will be credited back to you every year.
  • If you prefer to reward your employees instead of availing of the rebates, every ₱20 spend on their Corporate Credit Cards will earn them 1 rewards point.

Entertainment

  • Enjoy 0.5% cash rebates from your employees’ card spending which will be credited back to you every year.
  • If you prefer to reward your employees instead of availing of the rebates, every ₱20 spend on their Corporate Credit Cards will earn them 1 rewards point.

Insurance

  • Your employees can have peace of mind because of the built-in travel insurance provided when the card is used to pay for their airfare.

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱300.00 or 6% of the cash advance amount, whichever is higher

  • Installment Plan

    • Pay up to 36 monthly installment terms at 0% interest

  • Auto-charge Facility

    • Auto-charge your utility bills to your UnionBank credit card.

  • Credit Life Insurance

    • Financial protection for you and your family which covers up to ₱400,000 of your outstanding balance in the event of untimely death, permanent or temporary disability

  • Unlimited Number of Supplementary Card

    • Share the limitless possibilities of your UnionBank Credit Card to as many family members and friends who are at least 14 years old!

Card Information

Annual fee ₱1,500.00
Min. monthly income ₱50,000.00
Min. age for principal holder

18-60 years old

Min. age for supplementary holder

14-60 years old

Fee for supplementary holder ₱750.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱200.00

Late payment charge

₱500.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱300.00 or 6% of cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit

N/A

Rewards points expiry

No Expiration

Product Review by iMoney Philippines

Best For Businesses

For a business owner, effectively managing your company’s spending is a must. The primary advantage of having the Union Bank Corporate Visa Credit Card is its seamless management of your business and employees’ expenses through automated reporting processes. It is designed to provide you with a consolidated report via a web-based system supported by Visa that shows all credit card spend as well as cash transactions made by the cardholders enrolled in the program. This gives you optimum monitoring and control to help prevent issues regarding overspending by employees doing business on your behalf. Every expense, whether for travel, entertainment, or procurement are logged which can easily be viewed and analyzed through an auto-generated custom report. This makes for easier spend analysis and report integration, available anytime, anywhere.

Fees and Charges of Union Bank Corporate Visa Credit Card

Annual membership fee is ₱1,500 for the principal cardholder and ₱750 for the supplementary cardholder. Effective interest rate is 3.5% per month and late payment charge is 6% of the minimum amount due or ₱500, whichever is higher.

Are you eligible for a Union Bank Corporate Visa Credit Card?

To apply as a principal cardholder, you have to be 18-60 years of age and must have a minimum gross monthly income of at least ₱50,000. Unlimited number of supplementary credit cards, but cardholders must be between 14-60 years old.

Have you found the card you like? If you're still searching, we recommend that you also check out American Express® Cashback Credit Card and RCBC Black Card Platinum Peso Credit Card, which offer features similar to what you're interested in.

If you have other features in mind, you can try and view other Union Bank credit cards in the Philippines available on our site that matches your needs.