Min. Monthly Income
- Exclusive deals only available to Union Bank credit cardholders
Product Review by
Fly For Free
Union Bank Gold Credit Card provides the chance for you to travel for free in numerous ways. You don’t have to bother with getting a different card just to accumulate points to get free air miles. Using only this card, you can earn 1 reward point for every ₱35 purchased with it. With three airline partners, it allows for more options to get free flights. You can either transfer your accumulated points to Philippine Airlines’ Mabuhay Miles Frequent Flyer Program to get a free plane ticket, or you can convert your points directly for Cebu Pacific or Tiger Airways tickets to bring you to your dream destination. You also have the opportunity to relax before your flight at Club Manila Lounge for free, regardless of the airline.
Fees and Charges of Union Bank Gold Credit Card
The principal cardholder is required to pay an annual membership fee of ₱2,500, whereas for the supplementary cardholder, it will be ₱1,250. The effective monthly Interest rate is 3.5% and late payment charge is ₱500 or 6% of the minimum amount due, whichever is higher.
Are you eligible for a Union Bank Gold Credit Card?
You are eligible as a principal cardholder if you have a minimum gross income of ₱50,000 per month and at least 18 to 60 years of age. The number of supplementary cardholders is unlimited, however they must be 14 to 60 years old.
If you need assistance in getting the right card, we are ready to help. Our team also suggests that you view Standard Chartered Gold Credit Card and UCPB Gold Credit Card, both have similar qualities which may appeal to your interest.
If you're interested in other features, you can also review and compare details on our site to help guide you with your Union Bank credit card application. We aim to provide you with a smooth and hassle-free online transaction.