Min. Monthly Income
- Enjoy special rewards and deals with your Home Depot Visa Card
Product Review by
Realizing A Dream
If you’re planning to build your dream home or just pondering on having some areas renovated, Union Bank Home Depot Visa Credit Card is well suited for this pursuit. This card is also appropriate for budding hobbyists interested in DIY home improvement projects as you receive exclusive privileges and special deals at CW Home Depot. For the new cardholder, you get a free ₱500 Home Depot gift certificate as a welcome treat. With Home Depot’s huge selection of items, you can use this to buy whatever you need without any minimum spend requirement. You can also avail of special payment deals such as 0% interest all year on 3 to 12 month instalment terms or even 0% interest and 0 payment for the first 3 months. Aside from these perks, get to earn 1 rewards point for every ₱20 charged to your card on any kind of purchase and accumulate them in exchange for a variety of rewards such as gift certificates at Home Depot, or even shopping, gas, and dining gift certificates as well.
Fees and Charges of Union Bank Home Depot Visa Credit Card
The principal cardholder must pay an annual membership fee of ₱1,500 and ₱750 for the supplementary cardholder. Monthly interest rate (effective) is 3.5% while the late payment charge is ₱500 or 6% of the minimum amount due, whichever is higher.
Are you eligible for a Union Bank Home Depot Visa Credit Card?
If you want to apply as a principal cardholder, you must have at least ₱50,000 monthly gross income and between 18 to 60 years of age. The number of supplementary cards allowed is unlimited as long as the cardholder is 14 to 60 years old.
If you're looking for other options, our team also suggests to check out RCBC Wilcon Card, which has quite the similarities with the current card you're viewing.
Still not the right card for you? Why don't you look at the rest of Union Bank credit card benefits listed on our website to help you compare and choose which card is perfect for your needs.