Min. Monthly Income
- Auto-charge your premium payments and enjoy special privileges from Insular Life
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Get the sense of security that you and your family deserves with Union Bank Insular Life Visa Credit Card. Secure your future without sacrificing the lifestyle that you deserve. Enjoy the convenient features and benefits such as automatically charging selected payments based on your requirement, without having the need to issue post-dated checks. You also get 24 hour customer service, for assistance you can rely on whenever and wherever you are. Traveling is made easy as you pay international purchases in Pesos, while conveniently using your card in over 16 million establishments worldwide having the Visa logo. You even get rewarded for all your spending as you receive 1 Reward Point for every ₱40 charged to your card and have them converted for cash rebates, free gas or plane tickets, or dining and shopping perks based on a comprehensive rewards program. Take advantage of exclusive birthday privileges as well, such as free breakfast treat or annual medical check up for you own peace of mind.
Fees and Charges of Union Bank Insular Life Visa Credit Card
The annual membership fee for the principal cardholder is ₱1,500 and ₱750 for the supplementary cardholder. Interest rate (effective) is 3.5% per month and late payment charge is 6% of the minimum amount due or ₱500, whichever is higher.
Are you eligible for a Union Bank Insular Life Visa Credit Card?
You can apply as a principal cardholder if you have a minimum gross monthly income of ₱50,000 and 18 to 60 years old. You can have an unlimited number of supplementary cardholders as long as they are at least 14 to 60 years of age.
Choosing the right card can be difficult and our team of experts are ready to help by sharing some suggestions for you to check out, such as American Express® Cashback Credit Card.
If you're still unsure on which card to get, you can also review and compare other Union Bank credit cards on our site, that can assist in helping you pick the perfect card for your lifestyle.