Min. Monthly Income
- Exclusive deals only available to Union Bank credit cardholders
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If you love the adventure of going to exotic places and experiencing different cultures, Union Bank Miles+ Platinum Credit Card is perfect for you. Go places for free with the card that gives you the most opportunities to travel. Earn non-expiring reward points from your daily spending as you get 1 point for every ₱25 charged to your card. Accumulate more points--up to 1.5x on travel spending such as airline tickets, hotel accommodation, and overseas purchases. You can have these points converted to cash, PAL Mabuhay Miles, or Cebu Pacific GetGo Points that will get you closer to your dream destination. Aside from rewards, enjoy exclusive access to airport lounges where you can relax before your flight. You are also entitled to free travel insurance coverage worth up to ₱10M, once you purchase your airfare tickets using your credit card. Overseas payment is also more convenient, made possible by Visa’s payWave which guarantees international acceptance and worldwide recognition through partner merchants.
Fees and Charges of Union Bank Miles+ Platinum Credit Card
The principal cardholder has to pay an annual membership fee of ₱3,000 and ₱1,500 for the supplementary cardholder. Monthly effective interest rate is 3.5% and late payment fee is ₱500 or 6% of the minimum amount due, whichever is higher.
Are you eligible for a Union Bank Miles+ Platinum Credit Card?
To qualify as a principal cardholder, you are required to have ₱50,000 minimum gross income per month and aged 18-60 years old. The amount of supplementary cardholders is unlimited as long as the cardholder is at least 14-60 years old.
There are still other options available and our team would suggest that you view these cards: BPI Delta SkyMiles Platinum Credit Card and BDO Cathay Pacific American Express Credit Card, both of which have similar features that you may find interesting.
If you want to look at other features, we recommend that you check out the full range of Union Bank credit cards available on our website to compare which one is the right match for you.