Min. Monthly Income
- Earn non-expiring 1.5% cash back on all your purchases, everyday.
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Save On Everyday Spending
Save up on your essential expenses with Union Bank Platinum MasterCard. Use your everyday purchases to earn unlimited savings as you get up to 1.5% cashback on all your purchases. You don’t have to bother with what category type you’re spending on as you earn the same amount of cashback for everything, wherever you are. Whatever you accumulate is also non-expiry so you can redeem it anytime at your convenience. With MasterCard’s affiliate network of partner merchants, you can confidently use your card for purchases anywhere, with over 30 million establishments and ATMs worldwide. You also get to enjoy exclusive access to Club Manila Lounge at NAIA Terminal 1 which makes for a more relaxed travel experience.
Fees and Charges of Union Bank Platinum MasterCard
For the annual membership fee, it’s ₱3,000 for the principal cardholder and ₱1,500 for the supplementary cardholder. Monthly effective interest rate is 3.5% and late payment charge is ₱500 or 6% of the minimum amount due, whichever is higher.
Are you eligible for a Union Bank Platinum MasterCard?
To become a principal cardholder, you must have a minimum ₱50,000 gross monthly income and at least 18-60 years of age. For supplementary cardholders, they must be between 14-60 years old. There is no limit on the number of supplementary cardholders.
Having a hard time finding the right card? We're here to help you out. Our team also suggests that you take a look at Security Bank Platinum Credit Card and RCBC Black Card Platinum Peso Credit Card, which you may also find interesting based on the features you're searching for.
Are you still considering other options? Make sure to view the rest of Union Bank credit card requirements on our website to find out which card will be the best fit for your lifestyle.