Min. Monthly Income
- Enjoy the best ribs in town and other dining perks with your Racks Visa Card
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Best Ribs, Better Benefits
Indulge in the best, flame-grilled, falling-off-the-bone ribs in town while at the same time, enjoying the best dining deals and privileges with Union Bank Racks Visa Credit Card. Get a free welcome treat at any branch once you use your card for the first time, for a minimum spend. You can also receive dining freebies ranging from mac and cheese to carbonara pasta depending on your minimum food purchase. Your birthday will always be a treat at Racks as you get a free apple pie ala mode for dessert, with no minimum purchase required! Your regular spending will also be rewarded as you earn 1 point for every ₱20 charged to your card. The points you have accumulated can be exchanged for free dining vouchers at Racks.
Fees and Charges of Union Bank Racks Visa Credit Card
The required annual membership fee for the principal cardholder is ₱1,500 and ₱750 for the supplementary cardholder. Interest rate (effective) per month is 3.5% and late payment charge is ₱500 or 6% of the minimum amount due, whichever is higher.
Are you eligible for a Union Bank Racks Visa Credit Card?
To be eligible, you must have at least ₱50,000 monthly gross income and 18 to 60 years of age to be a principal cardholder. The number of supplementary cardholders is unlimited as long as they are 14 to 60 years old.
If you want suggestions on which card is right for you, our team also recommends that you check out Union Bank Burgoo Visa Credit Card and RCBC LJC Credit Card, to help you compare which is the right card for you.
Having difficulty choosing? You can also look at more Union Bank credit cards on our website to find out which card fits your lifestyle.