• Min. Monthly Income

    ₱50,000

  • Interest Rate

    3.5% /month

  • Annual Fee

    ₱1,500

Feature Highlights
  • Enjoy payment convenience and exclusive golf privileges
Entertainment
5/10
Shopping
5/10
Dining
4/10
Travel
4/10

Entertainment

  • Earn 1 point for every P20 spend on the card anywhere which cardholders can redeem for gas, dining, and shopping gift certificates
  • Get a free green voucher plus two golf cart vouchers

Shopping

  • Earn 1 point for every P20 spend on the card anywhere which cardholders can redeem for gas, dining, and shopping gift certificates

Dining

  • Earn 1 point for every P20 spend on the card anywhere which cardholders can redeem for gas, dining, and shopping gift certificates

Travel

  • Earn 1 point for every P20 spend on the card anywhere which cardholders can redeem for gas, dining, and shopping gift certificates

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱300.00 or 6% of the cash advance amount, whichever is higher

  • Installment Plan

    • Pay up to 36 monthly installment terms at 0% interest

  • Auto-charge Facility

    • Auto-charge your utility bills to your UnionBank credit card.

  • Credit Life Insurance

    • Financial protection for you and your family which covers up to ₱400,000 of your outstanding balance in the event of untimely death, permanent or temporary disability

  • Unlimited Number of Supplementary Card

    • Share the limitless possibilities of your UnionBank Credit Card to as many family members and friends who are at least 14 years old!

Card Information

Annual fee ₱1,500
Min. monthly income ₱50,000
Min. age for principal holder

18-60 years old

Min. age for supplementary holder

14-60 years old

Fee for supplementary holder ₱750.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee

₱400.00

Sales Slip Retrieval Fee

₱200.00

Late payment charge

₱500.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱300.00 or 6% of cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit

N/A

Rewards points expiry

No Expiration

Product Review by iMoney Philippines

Hole In One

Whether you’re a newbie, an amateur, or a pro golfer, The Riviera, located in the cool and breathtaking landscape of Silang, Cavite is the ideal golf course for all ages and skill level. With Union Bank Riviera Golf Club Visa Credit Card, you can enjoy exclusive payment deals and privileges an avid golf aficionado truly deserve. Pay 0% interest for 12 months on your annual golf club dues while you receive a free green voucher and 2 golf cart vouchers as well. Another benefit is that you earn 1 point for every ₱20 charged to your card on all your spending, which you can then exchange for gift certificates on shopping, dining, and even gas.

Fees and Charges of Union Bank Riviera Golf Club Visa Credit Card

You’ll get more savings since the annual membership fee is waived for life. Interest rate is 3.5% per month and late payment charge is 6% of the minimum amount due or ₱500, whichever is higher.

Are you eligible for a Union Bank Riviera Golf Club Visa Card?

If you’re interested to apply, you must have minimum monthly gross income of ₱50,000 and at least 18-60 years old to be a principal cardholder. You can share an unlimited number of supplementary credit cards given that the cardholder must be 14 to 60 years old.

If you're still looking for other options, our team also recommends that you look at American Express® Cashback Credit Card, which have similar features that may also be worth considering.

Still can't choose which card to go for? If you want to look at requirement details, we also suggest that you view our guide on how to apply for Union Bank credit cards available on our website to help you choose which one best matches your needs.