Min. Monthly Income
- Earn free cellphone load for every spend and for every ₱50.00 revolving outstanding balance.
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Communication Is Key
Being connected is vital during this day and age as it provides us with the capability of reaching out and being within reach to those important to us, be it family, friends, or work. With Union Bank Shop and Talk Credit Card, it is the only card that provides cellphone load rewards on all networks, making communication more rewarding than just keeping in touch. The main advantage of this card is for every ₱20 spend and for every ₱50 revolving outstanding balance, lets you earn ₱0.10 cellphone credits, which means you get free load every time you shop. This is also automatically credited to your cellphone number so no need to do any redemption. You can also get 5% instant rebate on e-load purchases using your phone and charged to your card.
Fees and Charges of Union Bank Shop and Talk Credit Card
For the principal cardholder, the annual membership fee is ₱1,500 and ₱750 for the supplementary cardholder. Monthly effective interest rate is 3.5% and late payment fee is ₱500 or 6% of the minimum amount due, whichever is higher.
Are you eligible for a Union Bank Shop and Talk Credit Card?
If you’re looking to apply as a principal cardholder, you must have a minimum gross income of ₱50,000 a month and be at least 18-60 years of age. You can apply for any number of supplementary cardholder but they must be at least 14-60 years old.
If you're looking for other cards from a different bank, our team also suggest that you check out RCBC Sta. Lucia Mall Credit Card and RCBC Landmark Anson’s Bankard Credit Card, which offer the same features that you may find valuable to you.
Still searching for other options? We also recommend that you look into the full line-up and select Union Bank free annual fee credit cards offered on our website to get more savings from your credit card.