• Min. Monthly Income


  • Interest Rate

    3.5% /month

  • Annual Fee


Feature Highlights
  • Earn points and rebates on your Suy Sing purchases.


  • They’ve lined up a whole lot of discounts, perks and freebies in shopping, leisure and service outlets nationwide.
  • Earn 0.5% rebate on your Suy Sing purchases.
  • Earn 1 point for every ₱200 purchase at any Suy Sing branch nationwide. 1 point is equivalent to ₱1.

Other Features

  • Cash Advance

    • 30% of the credit limit and fees are either ₱300.00 or 6% of the cash advance amount, whichever is higher

  • Balance Transfer

    • 13.86% per annum for a lock-in tenure of 14 months

  • Installment Plan

    • Pay up to 36 monthly installment terms at 0% interest

  • Auto-charge Facility

    • Auto-charge your utility bills to your UnionBank credit card.

  • Credit Life Insurance

    • Financial protection for you and your family which covers up to ₱400,000 of your outstanding balance in the event of untimely death, permanent or temporary disability

  • Unlimited Number of Supplementary Card

    • Share the limitless possibilities of your UnionBank Credit Card to as many family members and friends who are at least 14 years old!

Card Information

Annual fee ₱1,500
Min. monthly income ₱50,000
Min. age for principal holder

18-60 years old

Min. age for supplementary holder

14-60 years old

Fee for supplementary holder ₱750.00
Finance charges 3.50% per month
Must have postpaid account? Yes
Identification needed Tax Identification Number (TIN) and SSS/GSIS No.
Card Replacement Fee


Sales Slip Retrieval Fee


Late payment charge

₱500.00 or 6% of outstanding amount, whichever is higher

Cash advance amount

30% of credit limit

Cash advance charge

₱300.00 or 6% of cash advance amount, whichever is higher

Cash advance interest charge

Same as credit card interest, 3.50%

Cashback limit


Rewards points expiry

No Expiration

Product Review by iMoney Philippines

Benefits In Bulk

For business owners, buying in bulk usually translates to bigger discounts, which is why purchasing from distributors is the ideal practice. Being the leading grocery distribution company in the Philippines, Suy Sing Commercial Corporation in partnership with Union Bank, offers exclusive rebates and premium rewards with the Union Bank Suy Sing Credit Card. Being a one-stop shop, you can get anything you need at Suy Sing while you enjoy privileges such as 0.5% rebate on your purchases as well as earning 1 reward points for every ₱200 worth of purchase charged to your card. You can start redeeming your rebates once you accumulate a minimum of 500 points, worth ₱500.

Fees and Charges of Union Bank Suy Sing Credit Card

The principal cardholder has to pay an annual membership fee of ₱1,500 and ₱750 for the supplementary cardholder. Interest rate (effective) is 3.5% per month and late payment charge is 6% of the minimum amount due or ₱500, whichever is higher.

Are you eligible for a Union Bank Suy Sing Credit Card?

To become a principal cardholder, you need to have at least ₱50,000 monthly gross income and between 18-60 years old. The number of supplementary cardholder is unlimited as long as they are 14-60 years of age.

If you want to compare credit cards from different banks, our team also recommends that you look at PNB Super 8 Unli-Rebate MasterCard Credit Card and RCBC Landmark Anson’s Bankard Credit Card, which feature similar benefits that could be relevant to your search.

Still having difficulty choosing? We also suggest to visit our website and check out other Union Bank credit cards available to find the perfect card for your lifestyle.