Start Your Year With These Promos From Your Favorite Credit Cards

Start Your Year With These Promos From Your Favorite Credit Cards

Kick start your 2018 by enjoying the lush life filled with amazing flavors, travels, fashion, and shopping – and most importantly, still stick to your budget! To make that happen for you, we kick off the first quarter of the year with some of the finest credit card promos in- and out-of-town.

Citibank Credit Cards

It’s all about shopping and dining discounts for Citibank credit card holders the first quarter with these credit card promotions.

Fly for free to Japan

Get up to two free round trip tickets to Japan, plus cash credits worth up to ₱77,000 when you open the following Citibank product online.

Citi GoldCiti Priority
Two round-trip tickets to Japan (to be credited in the form of PremierMiles or Rewards Points to your Citi PremierMiles or Citi Rewards Card).One round-trip ticket to Japan (to be credited in the form of PremierMiles or Rewards Points to your Citi PremierMiles or Citi Rewards Card).
Up to ₱77,000 in cash creditsUp to ₱9,000 in cash credits
Promo runs until March 31, 2018

Dining deals at Shakey’s

Purchase any big ticket items using 0% Citi PayLite anywhere until January 15, 2018 and get a free Shakey’s Family Meal Deal one set or one Party-sized Thin Crust pizza.

Minimum 0% Citi PayLite SpendWhat you can get
₱25,000Family Meal Deal 1 set

One (1) Spaghetti Platter w/ garlic bread loaf or Solo Pack Chicken 'n Mojos

One (1) Large Thin Crust Pizza of your choice

One (1) Pitcher of House Blend Iced Tea
₱15,000One (1) Party-sized Thin Crust Pizza

Choose from the following pizza variants: Manager's Choice, Pepperoni Crunch, Hawaiian Delight, Garlic n' Cheese, Classic Cheese or Vegetarian

Win ₱5,000 worth of SM gift passes

Make a purchase worth ₱5,000 in a single receipt at SM and pay using Citibank’s PayLite to instantly qualify for the raffle promo. Check the winner on the receipt to find out if you’ve won. A receipt with a winning message will get the SM gift passes. Promo is valid from December 1, 2017 to January 31, 2018 with your Citi credit card.

Citi Rewards Card

Citi Rewards Card

Earn Rewards Points Faster

Earn Rate of 1 Bonus Point for every ₱20.00 spend.

HSBC Credit Cards

Whatever the goals you want to achieve this year, make those feats easier to fulfill with the help of your HSBC credit card and these promotions.

0% installment plan

Buy any big ticket items from any of the following merchants and pay on installment at 0% interest rate for up to 24 months using your HSBC credit card.

3 months at 0% interestSurplus
Uptrend Fashion Logo Placeholder
Sports Central
Toy Kingdom
Forever 21
6 monthsThe SM Store
Crate & Barrel
Simply Shoes
Suite Blanco
Uno de 50
Ace hardware
Baby Company
Dr Smile
12 monthsLevi’s
Our Home
24 monthsBeyond the Box

Travel now and pay on installment

Your dream destination this year is now within your reach! HSBC’s Card Balance Conversion Plan can convert your airline tickets, travel packages, overseas and online purchases into installments which are payable up to 24 months with a low interest rate of 1.37% (effective interest) per month.

If you are planning to travel to Japan, for 5-days and 4-nights, a travel package would cost about 50,000. Using the Card Balance Conversion with a HSBC credit card, you will only pay ₱2,084 per month for the next 24 months at zero interest.

The HSBC Balance Conversion Plan is open to all HSBC credit card holders and the transactions applied for this installment plan are subject for approval.

TenorAdd-on Rate Per Month*Effective Interest Rate Per MonthEffective Interest Rate Per Annum
6 months1.25%2.11%25.28%
12 months0.75%1.35%16.22%
24 months0.75%1.37%16.42%
*The Add-On Rate is presented as a guide to be used to derive the total monthly amortization (interest plus principal). Total monthly amortization = Amount Availed X [(1/Term) + Add-On Rate]

You can convert your travel expenses with your HSBC card by calling (02) 85-800. Promo ends after December 31, 2018.

Dining discounts

Enjoy a lavish gastronomic experience in some of the metro’s poshest restaurants without splurging more than what your wallet could afford. HSBC cardholders are up for a treat in these restaurants:

Early bird – 20% off on your bill with a minimum spend of ₱1,500

Flame – 20% off on all main entrees from 11am to 12pm on weekdays. Valid only for dine in transactions and limited to 3 entrees per cardholder.

Tapenade – 50% off on pizza every Monday from 11am to 5pm, for both dine in and take out orders. Limited to 1 pizza per day per cardholder.

HSBC Red Mastercard

HSBC Red Mastercard

A shoper’s must have card

Earn Rate of 1 Bonus Point for every ₱20.00 spend.

BDO Credit Cards

It’s all about privileges and promotions suitable for your shopping and dining expenses this month with your BDO credit card. Here are what’s up for grabs for BDO credit card holders.

Buy Now Pay Later at Zara’s End of Season Sale

Buy Now Pay Later at 0% interest on three-month installment term or get up to 50% off at Zara, Massimo Dutti, Stradivarius, Bershka and Pull&Bear.  This promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO-issued American Express Credit Cards. However, Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.

The Promo is available in all branches of Zara, Bershka, Massimo Dutti, Pull & Bear and Stradivarius until January 31, 2018:

ZaraAyala Center Cebu

Glorietta 3

Greenbelt 5

Powerplant Mall

Shangri-La Plaza Mall

SM Mall of Asia

SM Megamall

Bershka Ayala Center Cebu


SM Aura

SM Megamall

Shangri-La Mall

SM Aura

SM Megamall
Massimo DuttiGreenbelt 5

Power Plant Mall
Pull&BearAyala Center Cebu|

SM Megamall

Plains and Prints Purple Sale

Enjoy even more discounts on Plains and Prints Purple Sale with a BDO credit card. Aside from the marked down items that Plain and Prints are offering in their year-end sale happening until January 31, 2018, you will also enjoy these perks if you have a BDO credit card.

  • Up to 50% OFF on select items
  • FREE ₱200 Cash Voucher and FREE Partnership Card (for non-members) for a minimum spend of ₱3,000

To take advantage of this promo from Plains and Prints, simply charge the total amount of your purchase to your BDO credit card.  Every cardholder is limited to three discount coupons per transaction/day.

The promo is open to all active Principal and Supplementary cardholders of BDO Credit and Debit Cards, BDO issued American Express Cards, Diners Club Card.

Dining discounts

Treat yourself to an upscale culinary experience without breaking the bank as BDO brings you money saving deals on the following dining destinations.

The Fireplace – 25% off on a la carte for a minimum of two and maximum of 10 diners. All dates until March 31, 2018 are valid, except for February 14, 2018.

Li Li – 25% off on a la carte for a minimum of two and maximum of 10 diners. All dates until March 31, 2018 are valid, except for February 14, 2018.

Market Cafe – 50% OFF on lunch and dinner buffet at Market Café with a BDO Credit or Debit Card until March 31, 2018.  Buffet schedules are as follows:

ScheduleMeal periodRegular rateBDO rate
Monday to Saturday
Lunch (12pm to 2:30pm)
Monday to Thursday
Dinner (6pm to 10pm)
Friday to Sunday₱2,700₱1,350
BDO Standard MasterCard

BDO Standard MasterCard

Earn 1 Point For Every ₱50 Spent

Low minimum monthly income requirement.

BPI Credit Cards

There’s not a shortage of money saving deals that BPI could offer to start the year on a high note. This month you’ll get access to these concessions that will help you save money on your shopping and travelling expenses.

₱500 Off at

Get ₱500 off on your first purchase from now until January 15, 2018 at with minimum spend of ₱2,000. This promo is open to existing BPI credit and debit card holders.

To avail the discount, shop through and input the six digits BPI card number as the coupon code upon check out.

Free annual fee for OFW credit card holders

Newly approved BPI credit card holders (primary holders) will enjoy free annual membership fees by complying with the yearly minimum spend, which are as follows.

Card variantAccumulate annual spend
Blue MasterCard₱50,000
Gold MasterCard₱80,000
BPI Family Bank MasterCard₱10,000

Credit card applications must be received (not necessarily approved) until January 31, 2018 to qualify.

5% Off At Klook

Enjoy 5% off across all categories in Japan, Singapore, Seoul and Hong Kong bookings at KLOOK with a BPI credit or debit card until January 31, 2018.

To get the discount, simply book your next activity or tour in the mentioned cities through, and upon checkout use the promo code: BPICARDS.

BPI Blue Card

BPI Blue Card

No frills credit card

Free annual fee for OFW credit card holders.

If you plan to start the year pinching every penny that you could get from your expenses, owning any of these credit cards will make it a tad-less challenging. With the right kind of spending coupled with the right resources, improving your cash flow will be effortless all year long!

Leave your comment