Money Saving Deals From Your Favorite Credit Cards This 2019!
If you plan to start the year with a minimal dent on your wallet, having the right financial tools and access to the right resources is a step towards the right direction. To take you closer to realizing your financial goals this 2019, your favorite credit cards are going all out in giving you the best money saving deals to start the year.
Whether it’s for shopping, holiday getaway, or dining discounts, you’ll find a lot of privileges to your liking that will help you cut your spending!
Citi Credit Card Promos
You can dine out for less, travel cheap, or level up your shopping this 2019 if you have a Citibank credit card because they have lined up various money-saving dining deals from their partner merchants for you!
Shopping
For a minimum single-receipt transaction of P35,000 on 0% Citi PayLite up to 24 months. Valid until Jan 20, 2019
Shop at over 150 brands at 0% Citi Paylite and pay up to 3 months later until January 15, 2019!
Get a chance to win SM Gift Passes when you make a minimum single-receipt straight transaction of ₱3,000 or PayLite transaction of ₱5,000 at the SM Store until January 22, 2019.
Vacation
Enjoy up to 50% off on room rates at Fairmont Makati with your Citi credit card when you book a room until March 24, 2019, 2019. Booking is valid for stays until March 31, 2019
| Advance reservation is required to guarantee the availability of rooms. Reservations may be made through the channels below:
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The Card That Pays You Back For Paying On Time
Citi Simplicity+ Credit Card
HSBC Credit Card Promos
Plan your next vacation early to manage your cash flow better with HSBC’s installment deal for your airfare this month. Or maybe, purchase that gadget you’ve been longing for as HSBC extends its installment plan for up to 24 months at 0% interest.
Travel
Your dream destination this year is now within your reach! HSBC’s Card Balance Conversion Plan can convert your airline tickets, travel packages, overseas and online purchases into installments which are payable up to 24 months with a low-interest rate of 1.37% (effective interest) per month. If you are planning to travel to Japan, for 5 days and 4 nights, a travel package would cost about ₱50,000. Using the Card Balance Conversion with an HSBC credit card, you will only pay ₱2,084 per month for the next 24 months at zero interest. The HSBC Balance Conversion Plan is open to all HSBC credit card holders and the transactions applied for this installment plan are subject for approval.
| Tenor | Add-on Rate Per Month* | Effective Interest Rate Per Month | Effective Interest Rate Per Annum |
| 6 months | 1.25% | 2.11% | 25.28% |
| 12 months | 0.75% | 1.35% | 16.22% |
| 24 months | 0.75% | 1.37% | 16.42% |
*The Add-On Rate is presented as a guide to be used to derive the total monthly amortization (interest plus principal). Total monthly amortization = Amount Availed X [(1/Term) + Add-On Rate]
You can convert your travel expenses with your HSBC card by calling (02) 85-800. Promo ends after January 31, 2019.
Shopping
With your HSBC Credit Card, you can purchase big-ticket items like gadgets, appliances, airplane tickets and so much more at 0% interest on installment payable up to 36 months!
Fone Style PC Express Silicon Valley Ambassador Appliances Inc AV Surfer Globe Powermac SM Appliance** Ambassador Home & Electronics Centre Inc. Avid iSwitch Robinson's Appliance Villman Anson Electroworld Manila Imperial Robinson's Savers Western KitchenAid Fissler inSinkErator Tempur Coleman Memoxpress TCA Digital Perfect Shot Abenson |
Rustan's Department Store The SM Store SM Mindpro Zamboanga W Department Store |
*For the complete list of partner merchants, visit HSBC’s promotion page.
Freebies
Get a free Rudy Project Luggage when you apply for an HSBC Platinum Visa Credit Card and spend at least ₱5,000 with it on or before April 15, 2019. To qualify for this promotion, card applicant must meet the following conditions:
Charge your medical expenses to your HSBC Credit Card and convert these into easier installments. Get a low add-on rate payable in 24 months. Sample computation of a ₱40,000 hospital bill charged as a straight transaction on an HSBC credit card.
Tenor
Monthly Installment
Add-on per month
Effective Interest Rate per Month
6
₱7,166.67
1.25%
2.11%
12
₱3,633.33
0.75%
1.35%
24
₱1,966.67
0.75%
1.37%
Education
Let your HSBC credit card make your child’s education expenses lighter and easier for you. Charge tuition fees and convert them to installment payable over 24 months with HSBC’s Card Balance Conversion Plan. Enjoy an add-on rate of only 0.75%1 per month (effective interest rate of 1.37% per month).
A shoper’s must have card
HSBC Red Mastercard
RCBC Credit Card Promos
The new year promises a lot of delightful treats to all RCBC Bankard holders. From dining discounts to travel deals, RCBC will help you spend less on those non-essential items that you want to tick off your bucket list this year.
Dining
Take advantage of the 30% discount for a minimum spend of ₱1,200 and maximum of ₱10,000 on food in Burgoo from Mondays to Saturdays until March 31, 2019 (exclusive of service charge). Plus, convert your straight purchases to 3-months using our Unli 0% Installment! Simply call 888-1-888.
Visit RCBC’s promotion page for full disclosure of promotion mechanics.
Shopping
Take advantage of RCBC Bankard’s 0% installment when you make a purchase of at least ₱25,000 at Silicon Valley. Available in 0% installment for up to 24 months. This promo runs until April 30, 2019 and only valid is select Silicon Valley stores nationwide. For a complete list of branches, click here!
Travel
Earn an additional 15% Miles when you convert your RCBC Bankard Airmiles or Rewards Points to Asia Miles until January 29, 2019. Asia Miles Members who convert Points (RCBC Bankard AIRMILES or Rewards Points) to Asia Miles within the Promotion Period (“Eligible Miles Conversion”) will be entitled to extra 15% Miles (“Extra Miles”) (“Eligible Member”). Each Eligible Member is entitled to a maximum of 10,000 Extra Miles. There is no limit to a number of Eligible Miles Conversions used for earning the Extra Miles.
The Young’s Perfect Companion
RCBC Bankard Classic Card
If you want to start the year without going beyond your budget, owning any of these credit cards will make it a lot easier. With the right kind of spending coupled with the right resources, improving your cash flow will be effortless all year long!
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