Credit Card Promotions For The Last Quarter Of 2018
The -ber months are upon us! This means we’re just a few months away from the much awaited season – Christmas! That’s why as early as October, your favorite credit cards are going all out in giving you the best money saving deals as an advance Christmas treat. Whether it’s for an advance Christmas shopping, holiday getaway, or dining discounts, you’ll find a lot of privileges to your liking that will help you cut your spending!
Citi Credit Card Promos
You can dine out for less, travel cheap, or level up your shopping this October if you have a Citibank credit card because they have lined up various money-saving dining deals from their partner merchants for you!
Shopping
Free Sony earphones worth ₱499 for a min. single-receipt transaction of ₱25,000 or free Sony headphone worth ₱1,499 for a minimum single-receipt transaction of ₱60,000 on LED TVs at 0% Citi PayLite for up to 24 months
Shop at over 150 brands at 0% Citi Paylite and pay up to 3 months later until January 15, 2019!
Get a chance to win SM Gift Passes when you make a minimum single-receipt straight transaction of ₱3,000 or PayLite transaction of ₱5,000 at the SM Store until December 31, 2018.
Vacation
Enjoy up to 50% off on room rates and dining offers at all Seda Hotels with your Citi credit card when you book a room from September 15 to December 8, 2018, for stays until December 15, 2018.
| For reservations, visit www.sedahotels.com (Promo Code: CITI2018)
or call: Seda Abreeza, Davao: (082) 322 8888 Seda Atria, Iloilo: (033) 506 8888 Seda Ayala Center, Cebu: (032) 411 5800 Seda BGC, Taguig: (02) 945 8888 Seda Capitol Central, Bacolod: (034) 703 8888 Seda Centrio, Cagayan De Oro: (088) 323 8888 Seda Lio, Palawan: (02) 956 8888 Seda Nuvali, Laguna: (02) 255 8888 Seda Vertis North, Quezon City: (02) 739 |
The Card That Pays You Back For Paying On Time
Citi Simplicity+ Credit Card
HSBC Credit Card Promos
Plan your next vacation early to manage your cash flow better with HSBC’s installment deal for your airfare this month. Or maybe, purchase that gadget you’ve been longing for as HSBC extends its installment plan for up to 24 months at 0% interest.
Travel
Your dream destination this year is now within your reach! HSBC’s Card Balance Conversion Plan can convert your airline tickets, travel packages, overseas and online purchases into installments which are payable up to 24 months with a low-interest rate of 1.37% (effective interest) per month. If you are planning to travel to Japan, for 5 days and 4 nights, a travel package would cost about ₱50,000. Using the Card Balance Conversion with a HSBC credit card, you will only pay ₱2,084 per month for the next 24 months at zero interest. The HSBC Balance Conversion Plan is open to all HSBC credit card holders and the transactions applied for this installment plan are subject for approval.
| Tenor | Add-on Rate Per Month* | Effective Interest Rate Per Month | Effective Interest Rate Per Annum |
| 6 months | 1.25% | 2.11% | 25.28% |
| 12 months | 0.75% | 1.35% | 16.22% |
| 24 months | 0.75% | 1.37% | 16.42% |
*The Add-On Rate is presented as a guide to be used to derive the total monthly amortization (interest plus principal). Total monthly amortization = Amount Availed X [(1/Term) + Add-On Rate]
You can convert your travel expenses with your HSBC card by calling (02) 85-800. Promo ends after December 31, 2018.
Cardholders of newly approved HSBC Platinum Visa and Premier Mastercard will be entitled to a one-time redemption of two Round Trip Economy Cathay Pacific tickets from Manila/Clark to Hong Kong (‘Welcome Gift”) upon meeting the minimum accumulated spend requirement of ₱15,000 using his/her newly approved and activated HSBC Credit Card until July 31, 2018. Check out their promotions page for more info.
Shopping
With your HSBC Credit Card, you can purchase big-ticket items like gadgets, appliances, airplane tickets and so much more at 0% interest on installment payable up to 36 months!
Fone Style PC Express Silicon Valley Ambassador Appliances Inc AV Surfer Globe Powermac SM Appliance** Ambassador Home & Electronics Centre Inc. Avid iSwitch Robinson's Appliance Villman Anson Electroworld Manila Imperial Robinson's Savers Western KitchenAid Fissler inSinkErator Tempur Coleman Memoxpress TCA Digital Perfect Shot Abenson |
Rustan's Department Store The SM Store SM Mindpro Zamboanga W Department Store |
*For the complete list of partner merchants, visit HSBC’s promotion page.
Freebies
Get a free JBL Clip 2 Speakers when you apply for a HSBC Red/Gold Visa/ Platinum Visa Credit Card and spend at least ₱5,000 with it on or before December 31 2018. To qualify for this promotion, card applicant must meet the following conditions:
Charge your medical expenses to your HSBC Credit Card and convert these into easier installments. Get a low add-on rate payable in 24 months. Sample computation of a ₱40,000 hospital bill charged as a straight transaction on an HSBC credit card.
Tenor
Monthly Installment
Add-on per month
Effective Interest Rate per Month
6
7,166.67
1.25%
2.11%
12
3,633.33
0.75%
1.35%
24
1,966.67
0.75%
1.37%
Education
Let your HSBC credit card make your child’s education expenses lighter and easier for you. Charge tuition fees and convert them to installment payable over 24 months with HSBC’s Card Balance Conversion Plan. Enjoy an add-on rate of only 0.75%1 per month (effective interest rate of 1.37% per month).
A shoper’s must have card
HSBC Red Mastercard
RCBC Credit Card Promos
The -ber months promise a lot of delightful treats to all RCBC Bankard holders. From dining discounts to travel deals, you’ll save money for all of those items you want to tick off your wishlist this Christmas!
Dining
Get a free chowking voucher when you get approved for and spend with your RCBC credit card. Spending period is until Dec 31, 2018 and redemption of Chowking vouchers will be until March 1, 2019.
| Spend requirement | ||
| Single-receipt straight purchase of ₱5,000 | Option 1 | 1pc. Chinese-Style Fried Chicken w/ 2pc. Lumpiang Shanghai & Regular Iced Tea |
Option | Sweet & Sour Pork Rice Meal w/ Regual Iced Tea | |
Option 3 | Chunky Asado Siopao Box | |
| Single-receipt straight or installment purchase of ₱25,000 & up | Bundle 1 | Family Lauriat Set A: Meal for 3: *6pcs Chinese-Style FriedChicken *1 Pancit Canton *1 Chopsuey *3 Rice *3 Regular Iced Tea |
Bundle 2 | 6pc. Chicken with Pancit Canton & 8pc. Pork Siomai | |
Visit RCBC’s promotion page for full disclosure of promotion mechanics.
Shopping
Shop with your RCBC Bankard at UNIQLO and get up to ₱3,000 rebate until October 31, 2018. This promotion is only limited to RCBC Bankard JCB principal or supplementary cardholders who possess good credit standing.
Travel
Get a free world traveler luggage when you get approved and spend with your new premium RCBC Bankards within 60 days from the date of card issue. The promo is open to all new-to-bank principal cardholders of RCBC Bankard credit card who applied and subsequently got approved from October 1 to December 31, 2018. Qualified RCBC Bankard cardholders who meet the required spend during the promo period can redeem the free World Traveller Luggage at participating The Travel Club stores:
The Young’s Perfect Companion
RCBC Bankard Classic Card
If you want to meet Christmas season without going beyond your budget, owning any of these credit cards will make it a lot easier. With the right kind of spending coupled with the right resources, improving your cash flow will be effortless all year long!
Leave your comment