Credit Card Promotions For The Last Quarter Of 2018

Credit Card Promotions For The Last Quarter Of 2018

The -ber months are upon us! This means we’re just a few months away from the much awaited season – Christmas! That’s why as early as October, your favorite credit cards are going all out in giving you the best money saving deals as an advance Christmas treat. Whether it’s for an advance Christmas shopping, holiday getaway, or dining discounts, you’ll find a lot of privileges to your liking that will help you cut your spending!

Citi Credit Card Promos

Citi Logo

You can dine out for less, travel cheap, or level up your shopping this October if you have a Citibank credit card because they have lined up various money-saving dining deals from their partner merchants for you!


Freebies at Avid

Free Sony earphones worth ₱499 for a min. single-receipt transaction of ₱25,000 or free Sony headphone worth ₱1,499 for a minimum single-receipt transaction of ₱60,000 on LED TVs at 0% Citi PayLite for up to 24 months

level up your holiday shopping with Citi PayLite

Shop at over 150 brands at 0% Citi Paylite and pay up to 3 months later until January 15, 2019!

Win up to ₱5,000 SM gift passes

Get a chance to win SM Gift Passes when you make a minimum single-receipt straight transaction of ₱3,000 or PayLite transaction of ₱5,000 at the SM Store until December 31, 2018.


Up to 50% off at SEDA

Enjoy up to 50% off on room rates and dining offers at all Seda Hotels with your Citi credit card when you book a room from September 15 to December 8, 2018, for stays until December 15, 2018.

For reservations, visit (Promo Code: CITI2018)

or call:

Seda Abreeza, Davao: (082) 322 8888

Seda Atria, Iloilo: (033) 506 8888

Seda Ayala Center, Cebu: (032) 411 5800

Seda BGC, Taguig: (02) 945 8888

Seda Capitol Central, Bacolod: (034) 703 8888

Seda Centrio, Cagayan De Oro: (088) 323 8888

Seda Lio, Palawan: (02) 956 8888

Seda Nuvali, Laguna: (02) 255 8888

Seda Vertis North, Quezon City: (02) 739

Citi Simplicity+ Credit Card

Citi Simplicity+ Credit Card

The Card That Pays You Back For Paying On Time

Get 10% back on interest charges if you pay at least the minimum due on or before the due date.

HSBC Credit Card Promos

Plan your next vacation early to manage your cash flow better with HSBC’s installment deal for your airfare this month. Or maybe, purchase that gadget you’ve been longing for as HSBC extends its installment plan for up to 24 months at 0% interest.


Travel now and pay on installment

Your dream destination this year is now within your reach! HSBC’s Card Balance Conversion Plan can convert your airline tickets, travel packages, overseas and online purchases into installments which are payable up to 24 months with a low-interest rate of 1.37% (effective interest) per month.

If you are planning to travel to Japan, for 5 days and 4 nights, a travel package would cost about ₱50,000. Using the Card Balance Conversion with a HSBC credit card, you will only pay ₱2,084 per month for the next 24 months at zero interest.

The HSBC Balance Conversion Plan is open to all HSBC credit card holders and the transactions applied for this installment plan are subject for approval.

TenorAdd-on Rate Per Month*Effective Interest Rate Per MonthEffective Interest Rate Per Annum
6 months1.25%2.11%25.28%
12 months0.75%1.35%16.22%
24 months0.75%1.37%16.42%
*The Add-On Rate is presented as a guide to be used to derive the total monthly amortization (interest plus principal). Total monthly amortization = Amount Availed X [(1/Term) + Add-On Rate]

You can convert your travel expenses with your HSBC card by calling (02) 85-800. Promo ends after December 31, 2018.

Free Flight To Hong Kong

Cardholders of newly approved HSBC Platinum Visa and Premier Mastercard will be entitled to a one-time redemption of two Round Trip Economy Cathay Pacific tickets from Manila/Clark to Hong Kong (‘Welcome Gift”) upon meeting the minimum accumulated spend requirement of ₱15,000 using his/her newly approved and activated HSBC Credit Card until July 31, 2018.

Check out their promotions page for more info.


HSBC’s 0% card installment plans

With your HSBC Credit Card, you can purchase big-ticket items like gadgets, appliances, airplane tickets and so much more at 0% interest on installment payable up to 36 months!

Computer, gadget, electronics, appliances, telecommunications
Automatic Centre
Fone Style
PC Express
Silicon Valley
Ambassador Appliances Inc
AV Surfer
SM Appliance**
Ambassador Home & Electronics Centre Inc.
Robinson's Appliance
Manila Imperial
Robinson's Savers
TCA Digital
Perfect Shot

Department stores
Robinson's Dept Store
Rustan's Department Store
The SM Store
SM Mindpro Zamboanga
W Department Store

*For the complete list of partner merchants, visit HSBC’s promotion page.  


Free JBL Clip 2 Speakers Digital Acquisition Promo

Get a free JBL Clip 2 Speakers when you apply for a HSBC Red/Gold Visa/ Platinum Visa Credit Card and spend at least ₱5,000 with it on or before December 31 2018.  To qualify for this promotion, card applicant must meet the following conditions:

    • Must not have a canceled HSBC credit card within the past 6 months from the time of application
    • The application must not be for an upgrade or card conversion
    • The credit card application should be completed via or any other online channel during the Promo Period
    • The Cardholder has reached the minimum accumulated spend requirement of ₱5,000 using his/her newly approved and activated HSBC Credit Card (“Promo Spend”)  from August 1 to December 31, 2018 (the “Promo Spend Period”).

Pay your hospital bills on installment

Charge your medical expenses to your HSBC Credit Card and convert these into easier installments. Get a low add-on rate payable in 24 months.

Sample computation of a ₱40,000 hospital bill charged as a straight transaction on an HSBC credit card.

Tenor Monthly Installment Add-on per month Effective Interest Rate per Month
6 7,166.67 1.25% 2.11%
12 3,633.33 0.75% 1.35%
24 1,966.67 0.75% 1.37%

Apply by calling(02) 85-800



Pay Your Tuition Fees On Installment

Let your HSBC credit card make your child’s education expenses lighter and easier for you. Charge tuition fees and convert them to installment payable over 24 months with HSBC’s Card Balance Conversion Plan. Enjoy an add-on rate of only 0.75%1 per month (effective interest rate of 1.37% per month).

Apply by calling(02) 85-800

HSBC Red Mastercard

HSBC Red Mastercard

A shoper’s must have card

Earn Rate of 1 Bonus Point for every ₱20.00 spend.

RCBC Credit Card Promos

The -ber months promise a lot of delightful treats to all RCBC Bankard holders. From dining discounts to travel deals, you’ll save money for all of those items you want to tick off your wishlist this Christmas!


Spend and get Chowking freebies!

Get a free chowking voucher when you get approved for and spend with your RCBC credit card. Spending period is until Dec 31, 2018 and redemption of Chowking vouchers will be until March 1, 2019.

Spend requirement
Single-receipt straight purchase of ₱5,000Option 1
1pc. Chinese-Style Fried Chicken w/ 2pc. Lumpiang Shanghai & Regular Iced Tea
Sweet & Sour Pork Rice Meal w/ Regual Iced Tea
Option 3
Chunky Asado Siopao Box
Single-receipt straight or installment purchase of ₱25,000 & upBundle 1
Family Lauriat Set A: Meal for 3:
*6pcs Chinese-Style FriedChicken
*1 Pancit Canton
*1 Chopsuey
*3 Rice
*3 Regular Iced Tea
Bundle 2
6pc. Chicken with Pancit Canton & 8pc. Pork Siomai

Visit RCBC’s promotion page for full disclosure of promotion mechanics.


20% rebate at UNIQLO!

Shop with your RCBC Bankard at UNIQLO and get up to ₱3,000 rebate until October 31, 2018. This promotion is only limited to RCBC Bankard JCB principal or supplementary cardholders who possess good credit standing.


Free travel luggage

Get a free world traveler luggage when you get approved and spend with your new premium RCBC Bankards within 60 days from the date of card issue.

The promo is open to all new-to-bank principal cardholders of RCBC Bankard credit card who applied and subsequently got approved from October 1 to December 31, 2018.

  • RCBC Bankard Black Card Platinum Mastercard
  • RCBC Bankard Diamond Card Platinum Mastercard
  • RCBC Bankard World Mastercard including co-brands RCBC Bankard Balesin Mastercard and RCBC Bankard The City Club Mastercard
  • RCBC Bankard Visa Infinite
  • RCBC Bankard JCB Platinum
  • RCBC Bankard UnionPay Diamond

Qualified RCBC Bankard cardholders who meet the required spend during the promo period can redeem the free World Traveller Luggage at participating The Travel Club stores:

  • Marquee Mall
  • Eastwood
  • Gateway Mall
  • Venice Grand Canal Mall, McKinley
  • Festival Mall Alabang
  • Robinsons Galleria Cebu
  • Abreeza Mall Davao
  • KCC Mall Gensan

RCBC Bankard Classic Card

RCBC Bankard Classic Card

The Young’s Perfect Companion

Enjoy monthly promos and rewards from RCBC partners.

If you want to meet Christmas season without going beyond your budget, owning any of these credit cards will make it a lot easier. With the right kind of spending coupled with the right resources, improving your cash flow will be effortless all year long!

Leave your comment