Enjoy Summer Without Breaking Your Bank With These Credit Card Promotions

Enjoy Summer Without Breaking Your Bank With These Credit Card Promotions

Kick start your summer by enjoying the lush life filled with amazing flavors, travels, and shopping but still sticking to your budget! To make that happen for you, we list down some of the finest credit card promos in- and out-of-town that will surely make it easier to tick off those goals for your summer bucket list.

Citibank Credit Cards

Citi Philippines Logo


Enjoy a wide array of discounts for your gastronomic adventures this summer season using your Citibank credit card.


Weekends with Citi

Get a chance to win your dining bill back every Friday to Sunday until February 3, 2019 in any restaurants by paying for your dining expenses with a Citibank credit card. 3,600 winners will be instantly notified via SMS after making the swipe, and a maximum of PHP5,000 dining bill will be won back by the chosen winner.

Up to 30% off at MESA Filipino Moderne

Enjoy discounted rates for MESA’s set meal for two or four at PHP700 (originally priced at PHP1,000) and PHP1,300(originally priced at PHP1,800)  respectively, when you pay using any Citibank credit card until May 31, 2018 everyday except Sundays.

30% off at FOO’D by Davide Oldani

From Mondays to Fridays until May 31, 2018, avail of the Citi-Exclusive 6-Course Degustacion Menu for only PHP2,100 (valued at PHP3,000). The 6-Course Menu includes:

  • Appetizer: Cipolla Caramellata
  • First Course: Olive Oil Poached Salmon
  • Second Course: Truffle Cacio e Pepe
  • Third Course: Iberico Pork & Scallop
  • Fourth Course:Roast Duck Breast
  • Dessert: White Chocolate Souffle

50% off on House of Wagyu

Enjoy Citi-Exclusive Wagyu Set Meals until May 30, 2018 for as low as PHP1,675 (from P3,355) with your Citi credit card or Citibank Debit Mastercard.

50% off on Spectrum Fairmont Makati

Get 50% special discount on your lunch and dinner buffet every Wednesdays and Saturdays, and Sunday Brunch until June 30, 2018. You can also take advantage of their standard offer which 20% on all of your food and beverage for your lunch and dinner from Mondays to Sunday. Simply pay with any of Citibank’s credit card.  
*blackout dates apply, refer to Citibank’s promotion page for more info.


Free Nike Park eGift Card

Get a PHP5,000 Nike Park eGift when you spend at least PHP20,000 on your new Citi credit card within 60 days from receipt. Qualified Citibank credit cards are as follows:

  • Citi Rewards Card
  • Citi PremierMiles Card
  • Citi Cash Back Card
  • Shell Citi Card
  • Mercury Drug Citi Card
Citi Simplicity+ Credit Card

Citi Simplicity+ Credit Card

The Card That Pays You Back For Paying On Time

Get 10% back on interest charges if you pay at least the minimum due on or before the due date.


HSBC Credit Cards

HSBC Philippines logo


Whatever the goals you want to achieve, make those feats easier to fulfill with the help of your HSBC credit card and these promotions


Travel now and pay on installment

Your dream destination this year is now within your reach! HSBC’s Card Balance Conversion Plan can convert your airline tickets, travel packages, overseas and online purchases into installments which are payable up to 24 months with a low interest rate of 1.37% (effective interest) per month.

If you are planning to travel to Japan, for 5-days and 4-nights, a travel package would cost about 50,000. Using the Card Balance Conversion with a HSBC credit card, you will only pay ₱2,084 per month for the next 24 months at zero interest.

The HSBC Balance Conversion Plan is open to all HSBC credit card holders and the transactions applied for this installment plan are subject for approval.

TenorAdd-on Rate Per Month*Effective Interest Rate Per MonthEffective Interest Rate Per Annum
6 months1.25%2.11%25.28%
12 months0.75%1.35%16.22%
24 months0.75%1.37%16.42%
*The Add-On Rate is presented as a guide to be used to derive the total monthly amortization (interest plus principal). Total monthly amortization = Amount Availed X [(1/Term) + Add-On Rate]

You can convert your travel expenses with your HSBC card by calling (02) 85-800. Promo ends after December 31, 2018.

Free Flight To Hong Kong

Cardholders of newly approved HSBC Platinum Visa and Premier Mastercard will be entitled to a one-time redemption of two Round Trip Economy Cathay Pacific tickets from Manila/Clark to Hong Kong (‘Welcome Gift”) upon meeting the minimum accumulated spend requirement of PHP15,000 using his/her newly approved and activated HSBC Credit Card until July 31, 2018. Check out their promotions page for more info.


Free Movie Passes

New primary HSBC Red Mastercard holders shall be entitled to a free Ayala Cinemas MPass worth Php3,000 (“Welcome Gift”) upon meeting the minimum accumulated spend requirement of Php5,000 using his/her newly approved and activated HSBC Credit Card until September 30, 2018.


Let your HSBC credit card make your child’s education expenses lighter and easier for you. Charge tuition fees and convert them to installment payable over 24 months with HSBC’s Card Balance Conversion Plan. Enjoy an add-on rate of only 0.75%1 per month (effective interest rate of 1.37% per month).

To apply, call (02) 85-800

HSBC Red Mastercard

HSBC Red Mastercard

A shoper’s must have card

Earn Rate of 1 Bonus Point for every ₱20.00 spend.


PNB Credit Cards

Philippine National Bank PNB logoMoney saving deals could help credit cardholders experience more firsts is what PNB is all about. This season, you’ll get access to these concessions that will help you cut your expenses on these categories.


Free First Month Installment

Enjoy Free First Month Installment when you purchase gadgets and appliances at 0% installment for 12- and 24-month payment terms from PNB’s partner merchants until June 30, 2018.

0% Interest 3 Months To Pay

Experience smart shopping when you use your PNB Credit Card at The SM Store!Shop for at least P5,000 and pay up to 3 months at 0% installment.


65% Off at Melo’s and Carmelo’s

Enjoy up discounted rates on the following mouth-watering wagyu steak and PNB-exclusive set meals from Melo’s and Carmelo’s:

  • 25% off all regular-priced Certified Angus Beef and Australian Wagyu
  • 50% off all regular-priced Japanese Saga Kagoshima and Omi Wagyu
  •   Five Course Meal (Appetizer, Soup, Salad, Main Course and Dessert
  •   WITH A GLASS OF WINE or non-alcoholic beverage)

Promo runs until September 30, 2018.


Fly Higher With Agoda

Earn miles when you book an accommodation through Agoda.com with a PNB Mabuhay Miles World and Mabuhay Platinum Master credit card. Qualified cardholders are entitled to the following BONUS Mabuhay Miles when they use their PNB Mabuhay Miles Mastercard credit card at www.agoda.com/pnbpal until April 30, 2018:

Booking PeriodMinimum SpendBonus MilesQualified Cards

1 – 30 April 2018
USD 150700

PNB Mabuhay Miles World and Platinum Mastercard
USD 3001500
USD 5003000

30% Off on Two Seasons Boracay and Coron Resort

Enjoy awesome discounts when you book an accommodation using your PNB credit or debit card in two of the country’s premier summer destination – Boracay and Coron. Enjoy the following discounts at Two Season Boracay and Coron when you book a room until Dec 31. 2018.

  • 30% discount on select room categories based on published rates
  • 20% discount on Family rooms and Presidential Suite based on published rates
  • 10% discount from the total bill of food & beverage

For reservations or inquiries, visit or contact any of the following:

PNB Mabuhay Miles Platinum Mastercard

PNB Mabuhay Miles Platinum Mastercard

One Of The Country’s Premier Travel Credit Card

Earn 1 Mabuhay Mile for every ₱33 spent on travel expenses.


RCBC Credit Cards

RCBC Bankard logoShopping and dining deals from RCBC awaits for all of their credit card holders this summer season.


E-voucher for Japanese Dining

Get a PHP2,000 e-voucher for a japanese dining experience at Yabu, Ippudo Ramen, or Vikings when you spend at least PHP30,000 on your newly activated RCBC Bankard JCB Platinum credit card. The promo is open to all new-to-bank, Principal cardholders of RCBC Bankard JCB Platinum credit card who applied and subsequently got approved from March 22 to June 30, 2018.

Free Greenwich Treats!

Spend anywhere with your RCBC Bankard Mastercard until June 20, 2018 and get these free treats from Greenwhich!

Minimum of Php 5,000
straight single-receipt purchase
(Choose one)
Option 1: Full Size Lasagna Supreme with Soft Drink
Option 2: Ham & Pineapples Slice, Spaghetti Supreme Snack Size & Soft Drink

Minimum of Php 25,000 single-receipt straight or installment purchase

(Choose one bundle)
Bundle 1

  • 2 Lasagna Supreme Snack Size w/ Soft Drink

  • 2 Creamy Bacon Carbonara Snack Size w/ Drink

  • 6pcs. Wacky Wings

Bundle 2

  • 2 Lasagna Supreme Snack Size

  • 2 Creamy Bacon Carbonara  Snack Size

  • 2 Solo All-Meat Overload


Automatic Centre Shopping Discount

Enjoy exclusive discounts and freebies when you use your premium RCBC Bankard at any Automatic Centre Branches. You can also take advantage of the 0% installment plan up to 24 months on their chosen bundles, listed on their promotions page.  This promo runs until April 30, 2018.


Explore Japan for Free

Win a trip for 2 to Japan when you shop or dine with your RCBC Bankard JCB until June 30, 2018. The more you shop or dine, the more entries you will get. The number of entries that you will get are as follows:

Card typeSpend requirement
domestic spend
Php2,000 or USD 40 online or cross-border spend
Classic & Gold1 entry2 entries
Platinum 3 entries5 entries

RCBC Bankard Classic Card

RCBC Bankard Classic Card

The Young’s Perfect Companion

Enjoy monthly promos and rewards from RCBC partners.

If you plan to dive into the summer without going beyond your budget, owning any of these credit cards will make it a tad-less challenging. With the right kind of spending coupled with the right resources, improving your cash flow will be effortless all summer long!

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