Metrobank Credit Cards – Your Top Choices For 2024

Metrobank Credit Cards – Your Top Choices For 2024

In the realm of personal finance, few tools offer the convenience and flexibility of a credit card. Whether you’re tackling substantial expenses, settling utility bills, or facing unexpected financial challenges before your next payday, a credit card can provide a lifeline.

If you’re in the market for a credit card that goes the extra mile by rewarding your spending, Metrobank’s lineup of credit cards presents enticing options. These cards are designed to simplify your financial transactions and enhance your overall banking experience.

In this guide, we’ll walk you through the steps to apply for a Metrobank credit card online, along with eligibility criteria and qualifications, helping you make an informed choice that aligns with your financial goals.

What’s in store for you?

Each Metrobank credit card brings something special to the table. But before we get into the specifics, let’s first look at the common features that make them all stand out:

  1. Versatile choices: Metrobank offers diverse credit card options tailored to your lifestyle, from no-annual-fee cards to premium rewards and travel cards 
  2. Rewards and discounts: Earn rewards, cashback, or miles with every purchase, translating into discounts, freebies, and even travel benefits.
  3. Exclusive promotions: Metrobank frequently offers promotions and exclusive deals, such as discounts at partner merchants and zero-percent installment plans.
  4. Accessible management: Easily manage your Metrobank credit card through their user-friendly online and mobile apps for transactions and bill payments.
  5. Global acceptance: Metrobank credit cards are widely accepted both locally and internationally, ensuring financial flexibility wherever you go.

Finding the best fit

When it comes to credit cards, Metrobank offers a variety of options to cater to diverse financial needs and lifestyles.

Below, we’ve compiled a list of available credit cards, each with its unique features and benefits. Review the selection and find the one that aligns with your preferences and spending habits:

Metrobank Credit Card Key Features Ideal For
1. Metrobank M Free Mastercard
  • Discounts and great deals at partner establishments for dining, shopping, and travel.
Individuals looking for discounts on dining, shopping, and travel while managing expenses effectively.
2. Metrobank World Mastercard
  • Double Rewards Points for international transactions.
  • Redeem points for premium items or air miles from select airlines
  • Exclusive offers from leading brands in the Philippines and worldwide
  • 50% OFF on dining deals
Frequent travelers and those seeking premium rewards, exclusive offers, and dining discounts.
3. Metrobank Toyota Mastercard
  • 10% discount on labor, parts, and accessories at Toyota
  • Double rewards points for Toyota spending
  • 3% fuel rebate at Petron.
  • 24/7 Roadside Assistance
Toyota vehicle owners and those looking for fuel rebates, vehicle-related perks, and rewards on groceries and travel.
4. Metrobank Classic
  • Earn 1 rewards point for every ₱20 spent on dining, groceries, and shopping
Individuals seeking a basic credit card with rewards for everyday expenses.
5. Metrobank M Lite Mastercard
  • Discounts and great deals at partner establishments for dining, shopping, and travel
  • Convenient utility payments
Those looking for discounts on dining, shopping, and travel while simplifying utility payments.
6. Metrobank Femme Card
  • Triple Rewards Points for various categories
  • Access to over 600 VIP lounges worldwide
  • Grocery rewards
Women seeking exclusive rewards, salon and spa benefits, and overseas spending perks.
7. Metrobank Peso Platinum Mastercard
  • Earn rewards points on dining and groceries
  • 50% OFF at participating hotels and restaurants.
  • 3x Rewards Points at Rustan’s.
Individuals seeking rewards on dining, groceries, and department store purchases, along with hotel and restaurant discounts.
8. Metrobank Robinsons Classic Mastercard
  • Earn Robinsons points on shopping
  • Year-round privileges at Robinsons Retail Stores
Shoppers and grocery shoppers frequenting Robinsons-affiliated establishments.
9. Metrobank Femme Signature Visa
  • Triple Rewards Points for various categories
  • Access to over 600 VIP lounges worldwide
  • Grocery rewards.
Women seeking exclusive hospital, salon, spa, and overseas spending benefits.
10. Metrobank Gold
  • Earn 1 rewards point for every ₱20 spent on dining, groceries, and shopping
  • Redeem rewards for air miles or premium items
Individuals seeking rewards on dining, groceries, and shopping while enjoying premium redemption options.
11. Metrobank Robinsons Gold Mastercard
  • Earn Robinsons points on shopping and abroad
Shoppers, travelers, and entertainment enthusiasts looking for rewards and discounts.
12. Metrobank Robinsons Cebu Pacific Classic
  • Earn Fly/Buy Points for flights and shopping
Budget-conscious travelers and shoppers who want to earn points for flights and shopping.

 

Eligibility and qualifications

To increase your chances of approval, ensure you meet this eligibility criteria:

Eligibility requirements:

  • Age: 18 to 70 years old
  • Contact Numbers: Two different telephone numbers (home, mobile, or business)
  • Citizenship: Filipino citizen or a permanent resident in the Philippines for the last 2 years
  • Employment: Regular employee or self-employed with a business operating for at least 2 years
  • Location: Residence or office address within an area with a Metrobank branch

General document requirements:

For employed:

  • Latest ITR (form 2316 validated by employer)
  • Certificate of Employment or Compensation
  • Latest 3 months’ payslips

For self-Employed:

  • Copy of ITR (Form 1701 or 1701Q)
  • Latest Financial Statements
  • DTI Registration (preferably under the card applicant’s name)

For local resident foreigners (submit any 1 of the following):

  • Copy of Alien Certificate of Registration (ACR) with income document
  • Work or business permit

Easy online application steps

Now that you’ve explored the current roster of Metrobank credit cards and know that you qualify, let’s delve into the steps in order to get one:

  • Apply through iMoney: Start by visiting iMoney’s Metrobank credit cards page to explore the available credit card options.
  • Choose Your Preferred Metrobank Credit Card: Browse through the selection of Metrobank credit cards and choose the one that aligns with your financial needs and preferences.

  • Click “Apply Now”: Once you’ve decided on a Metrobank credit card, click the “Apply Now” button associated with your chosen card. This action will direct you to a form provided by iMoney.
  • Complete the Form: Fill out the form with your personal details, including your name, contact information, and financial details. This form collects necessary information for your credit card application.

  • Submit Your Information: After filling out the form and submitting your information, all you have to do is wait for a call from an iMoney customer agent to go further in the application process and eventually secure your choice of Metrobank card.

Move forward with a Metrobank card

Remember, your credit card can be a powerful financial tool when used responsibly. Make the most of its benefits while maintaining sound financial health. Enjoy your Metrobank credit card experience!

 

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