• Min. Monthly Income


  • Interest Rate

    3.5% /month

  • Annual Fee


Feature Highlights
  • Choose how many times to pay per month whether monthly, semi-monthly or weekly
  • Choose exactly your preferred date of payment
  • Choose exactly when to pay. Choose from the pre-defined payment due dates
  • Free annual membership fee for life


  • Earn 1 Rewards Point for every ₱20 spend with your AUB Mastercard


  • Earn 1 Rewards Point for every ₱20 spend with your AUB Mastercard


  • Earn 1 Rewards Point for every ₱20 spend with your AUB Mastercard


  • Earn 1 Rewards Point for every ₱20 spend with your AUB Mastercard


  • Earn 1 Rewards Point for every ₱20 spend with your AUB Mastercard

Other Features

  • Payment Flexibility

    • The only credit card that lets you choose how many times to pay per month, when to pay, and how much to pay.

  • All-Ur-Bills

    • All-Ur-Bills allows you to instantly charge your utility bills to your AUB Mastercard, just by calling Customer Service.

  • E-Statements

    • Receive your statements via email within 3 days after your cut-off date. Your Email SOA will be sent to you in a password-protected PDF file to ensure security of your account.

  • Link to PayPal

    • Link your AUB Mastercard to PayPal for an easy and safe way to shop online.

  • Convenient Payment Channels

    • Pay at any AUB branches, SM Bills Payment Centers, 7-Eleven & ECPay Partners, Bancnet online and mobile banking and Touchpay Automated Payment Machine (APM) nationwide.

Disclaimer: AUB is regulated by the Bangko Sentral ng Pilipinas. For inquiries or complaints you may contact AUB through Customer Service Hotline 282-8888 or BSP Financial Consumer Protection Department at Tel. 708-7087.

Card Information

Annual fee Free (Free for Life)
Min. monthly income ₱21,000.00
Min. age for principal holder

21 - 65 years old

Min. age for supplementary holder


Fee for supplementary holder N/A
Finance charges 3.50% per month
Must have postpaid account? No
Identification needed Tax Identification Number (TIN) and SSS/GSIS No. or other government-issued ID
Card Replacement Fee


Sales Slip Retrieval Fee

₱250.00 for local and ₱500.00 for international sales slip

Late payment charge

₱175 (weekly) / ₱350 (semi-monthly) / ₱700 (monthly) late payment fee or the unpaid minimum amount due, whichever is lower, shall be charged for every billing that the account is past due

Cash advance amount


Cash advance charge


Cash advance interest charge


Cashback limit


Rewards points expiry

No Expiration.

Product Review by iMoney Philippines

Payment Flexibility at Your Fingertips

AUB Easy Mastercard, is the only credit card in the Philippines that gives you the convenience of choosing when and how much you want to pay. You can choose how many times you want to pay, whether it be monthly, twice a month, or weekly which you can then select from a range of pre-defined dates. You can also select from a list of amounts, how much you want to pay based on your budget. It can range from ₱250/week to ₱3,000/month. With these options, taking control of your finances is a breeze with AUB Easy Credit Card.

Fees and Charges of AUB Easy Credit Card

With AUB Easy Mastercard, your annual membership fee is waived for life and you pay only 3.50% monthly interest rate. For late payments, should the cardholder fail to pay the minimum amount, you need to pay ₱500 for the monthly option, ₱250 for the semi monthly option, and ₱125 for the weekly option on every billing that the account is past due.

Are you eligible for an AUB Easy Mastercard?

In order to apply, you must be 21 years old and above and have a minimum monthly salary of just ₱21,000.

If you are looking for a similar credit card, we can also recommend that you check out Metrobank M Free / Lite Credit Card which may be similar to what you are looking for.

Not the credit card you`re looking for? Why not browse the rest of AUB's card line-up and proceed with your AUB credit card application via our site for a seamless, safe, and hassle-free process.