• Min. Monthly Income


  • Interest Rate

    2.25% /month

  • Annual Fee


Feature Highlights
  • Free annual membership fee for life
  • Transfer your Rewards Points to Mabuhay Miles Frequent Flyer Program.
  • Choose exactly when to pay. Choose from the pre-defined payment due dates.


  • Earn 1 Rewards Point for every ₱20 spend with your AUB Mastercard.


  • Enjoy a complimentary airport lounge access when you travel.


  • Earn 1 Rewards Point for every ₱20 spend with your AUB Mastercard.


  • Earn 1 Rewards Point for every ₱20 spend with your AUB Mastercard.


  • Earn 1 Rewards Point for every ₱20 spend with your AUB Mastercard.

Other Features

  • Payment Flexibility

    • The credit card that lets you choose exactly when and how much to pay.

  • All-Ur-Bills

    • All-Ur-Bills allows you to instantly charge your utility bills to your AUB Mastercard, just by calling Customer Service.

  • E-Statements

    • Receive your statements via email within 3 days after your cut-off date. Your Email SOA will be sent to you in a password-protected PDF file to ensure security of your account.

  • Link to PayPal

    • Link your AUB Mastercard to PayPal for an easy and safe way to shop online.

  • Convenient Payment Channels

    • Pay at any AUB branches, SM Bills Payment Centers, 7-Eleven & ECPay Partners, Bancnet online and mobile banking and Touchpay Automated Payment Machine (APM) nationwide.

Disclaimer: AUB is regulated by the Bangko Sentral ng Pilipinas. For inquiries or complaints you may contact AUB through Customer Service Hotline 282-8888 or BSP Financial Consumer Protection Department at Tel. 708-7087.

Card Information

Annual fee Free (Free for Life)
Min. monthly income ₱100,000.00
Min. age for principal holder

21 - 65 years old

Min. age for supplementary holder

At least 14 years old

Fee for supplementary holder N/A
Finance charges 2.25% per month
Must have postpaid account? No
Identification needed Tax Identification Number (TIN) and SSS/GSIS No. or other government-issued ID
Card Replacement Fee


Sales Slip Retrieval Fee

₱250.00 for local and ₱500.00 for international sales slip

Late payment charge

₱700 (monthly) late payment fee or the unpaid minimum amount due, whichever is lower, shall be charged for every billing that the account is past due

Cash advance amount


Cash advance charge


Cash advance interest charge


Cashback limit


Rewards points expiry

No Expiration.

Product Review by iMoney Philippines

Payment Management at its Best

AUB Platinum Mastercard is the first and only credit card that gives you full control on both payment amount and due date. You can set how much to pay based on what you can afford and when to pay it within the month. This gives you better flexibility on scheduling your finances to make sure your cash flow is in order. With this card, you’ll also enjoy a lighter load as you benefit from no interest on new purchases. Enjoy reliable online banking services with support from their toll free customer service hotline in 14 countries around the world. There’s also no limit on the number of supplementary cards you can enroll while receiving up to 4x rewards points on overseas spending. What’s best is that you don’t need to pay any annual fee for life on both principal and supplementary credit cards. Everything you need, and more in just one card. Get yours and apply today!

Fees and Charges of AUB Platinum Mastercard Credit Card

Annual fee for this card is free and waived for life for both principal and supplementary cardholders. For outstanding balances, you will be charged with interest rate of 2.25% per month. For delayed payments, you will have to pay a late payment charge of ₱500 for the monthly payment option.

Are you eligible for an AUB Platinum Mastercard Credit Card?

If you’re interested to apply, the principal cardholder must have a minimum monthly income of ₱100,000 and at least 21 - 65 years of age. Supplementary cardholders must be at least 14 years old. You are required to have an active email address and a mobile phone. You should also have at least one landline phone either at home or work.

If this card doesn't fit your lifestyle then there are alternative options that might interest you. You can also consider Chinabank Platinum Mastercard and Security Bank Platinum Card, both are premium selections similar to what you're looking for.

You can also take a look at the entire AUB credit card application requirements available on our site if you want to learn about the details and make your application as seamless and successful as possible.