Bank of Commerce now offers high-earning rewards credit card! Shop using any of their card offerings, Classic Mastercard, Gold Mastercard, and Platinum Mastercard and earn as much as 5x rewards points!

Showing 4 of All credit cards
₱25 = 1 point on every spend
₱25 = 5 points on dining & shopping
₱100,000 Min. Monthly Income
₱100,000 Min. Monthly Income
₱0 Annual Fee
₱25 = 1 point on every spend
₱25 = 5 points on dining & shopping
₱38,000 Min. Monthly Income
₱38,000 Min. Monthly Income
₱2,500 Annual Fee
5x rewards points on every travel, shopping, dining spend
₱100,000 Min. Monthly Income
₱100,000 Min. Monthly Income
₱100,000 Min. Monthly Income
₱5,000 Annual Fee
₱5,000 Annual Fee
2.95% Interest Rate
₱25 = 1 point on every spend
₱25 = 5x points on every spend at selected dining & shopping areas
₱10,000 Min. Monthly Income
₱10,000 Min. Monthly Income
₱1,200 Annual Fee
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Bank of Commerce Credit Card

Eligibility Criteria for a Bank of Commerce credit card:

In order to qualify for this card:

  • You must be 21-65 years old if you're applying as a primary holder
  • You must be earning at least ₱120,000 (for Classic Mastercard) or ₱455,000 (for Gold Mastercard) or ₱1,200,000 (for Platinum Mastercard) per annum
  • You must have an office or business landline and a residence landline or postpaid mobile phone.
  • You must be a Filipino resident or local resident foreigner.
  • General Document Requirements for Bank of Commerce Credit Card Application:

  • Filled-out application form
  • If Employed:
    • Government issued ID
    • Latest ITR (Form 2316) AND 3 months payslip preceding the date of application.
  • If Self-employed:
    • Government issued ID
    • Latest Income Tax Return (ITR) with Bank / BIR stamp
    • Copy of Business Registration with SEC/DTI
    • Audited Financial Statement for the last 2 years with latest ITR with Bank / BIR AND bank statement for the last 3 months.

    Bank of Commerce Credit Card Promos

    Make sure that you get the most out of your Bank of Commerce credit cards by availing the latest promotions as you receive additional discounts and benefits from your regular spending.


    Get A Free Samsung Galaxy Tablet

    Reach the minimum spend requirement using your newly approved Bank of Commerce credit card and get a free Samsung Galaxy tablet.

  • Offer details: For a minimum spend of ₱40,000 until May 31, 2021, you can get a free Samsung Galaxy tablet when you use your newly approved Bank of Commerce credit card. Eligible transactions include straight, installment, online, local, and overseas purchases.
  • Eligible cards: Open to all NEW principal Bank of Commerce Mastercard credit cardholders whose cards were approved from January 15, 2021 to April 30, 2021. Cardholders must not have an existing BankCom Credit Card or cancelled BankCom Credit Card within the past 6 months from the time of application.
  • Promo period: Offer valid until April 30, 2021. Spend period until May 31, 2021 and redemption period until July 31, 2021.

  • Balance Transfer Now, Pay Later Promo

    Enjoy low rates when you transfer the outstanding balance of your other credit cards to your Bank of Commerce credit card.

  • Offer details: Get rates as low as 0.49% per month for 36 months when you transfer the outstanding balance from your other credit cards to your Bank of Commerce credit card. The balance transferred from another credit card must be equal or less than the outstanding balance of the latest Statement of Account and within the credit limit. The outstanding balance from one or more credit cards should be within the available credit limit at the time of application.
  • Eligible cards: Open to all active and current cardholders of Bank of Commerce credit cards, issued at least 6 months prior to the time of availment.
  • Promo period: Offer valid until March 31, 2021.

  • Mastercard and Zalora 11.11 and 12.12 Promo

    Shop at Zalora using your Bank of Commerce credit card and get up to 90% off on selected items.

  • Offer details: Log-on to http://www.zalora.com.ph and browse categories to select the desired product. New customers can get a one-time 40% discount, while existing users can get 30% off with a minimum spend of ₱2,000 using the promo code: MCFEVER upon check out. For new and existing customers, they can get 25% off with a minimum spend ₱2,000 using the promo code: MCFEVER25 upon check out. Maximum discount is up to ₱2,500 plus FREE shipping and offer is capped at 10 redemptions per customer.
  • Eligible cards: Open to all current and active Bank of Commerce principal credit cardholders in good credit standing.
  • Promo period: Offer valid until December 31, 2020.