Min. Monthly Income
- Earn as much as 5x rewards points.
- 0% installment plan.
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Basic, No Frills Card
If you just need the basics without sacrificing the flexibility and reliability of an everyday credit card, then the Bank of Commerce Classic MasterCard is your best option. Get the versatility of using your credit card on your daily expenses such as groceries, utilities, gas, and other basic commodities while getting the rewards that you deserve. Just by spending ₱25 on your card will earn you 1 Rewards point and you can even get up to 5x Rewards points on select partner establishments. Accumulate these points and exchange them for freebies and rewards merchandise.
Fees and charges of Bank of Commerce Classic MasterCard Credit Card
Annual membership fee is waived for the first year. Succeedingly it will be ₱1,200 for the principal cardholder and ₱600 for the supplementary cardholder. Finance charge is 3.25% effective interest rate per month and late payment fee is 5% of minimum amount due or ₱500 whichever is higher.
Are you eligible for a Bank of Commerce Classic MasterCard Credit Card?
Applying for this card requires you to have at least ₱10,000 monthly income and 21 to 65 years of age to be eligible as a principal cardholder. To enroll a supplementary cardholder, he/she must be at least 18 years old.
If you're having a hard time choosing, we also suggest to take a look at Bank of Commerce Credit Card Rewards that you can avail to find out if this card best matches your spending activities.